# 116-hr-123: Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act

116-hr-123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act, is a 116th Congress bill sponsored by Rep. Green, Al [D-TX-9] (D-TX); status Placed on the Union Calendar, Calendar No. 547. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-123
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-123
- Congress: 116
- Title: Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act
- Status: Placed on the Union Calendar, Calendar No. 547.
- Introduced: 2019-01-03
- Sponsor: Rep. Green, Al [D-TX-9] (D-TX)
- Cosponsors: 2
- Policy area: Housing and Community Development
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

FHA Alternative Credit Pilot Program Reauthorization Act This bill reauthorizes a pilot program for an alternative credit rating system for use by mortgage lenders. Specifically, the program provides credit information about borrowers who have insufficient credit histories for purposes of determining their creditworthiness for mortgages insured by the Federal Housing Administration.

## Cosponsors (2)

- Rep. Sherman, Brad [D-CA-32] (D-CA), 2019-06-12T00:00:00.000Z
- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2019-09-18T00:00:00.000Z

## Related bills

- 116-hr-8270: I am Vanessa Guillén Act of 2020
- 116-hr-8015: Delivering for America Act
- 116-hr-7946: Federal Reserve Racial and Economic Equity Act
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-6934: Uniform Treatment of NRSROs Act
- 116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020

## Sources
- [116-hr-123 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/123)

## Related
- [116-hr-8270: I am Vanessa Guillén Act of 2020](https://policyrisk.com/legislation/116-hr-8270)
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7946: Federal Reserve Racial and Economic Equity Act](https://policyrisk.com/legislation/116-hr-7946)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-6934: Uniform Treatment of NRSROs Act](https://policyrisk.com/legislation/116-hr-6934)
- [116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020](https://policyrisk.com/legislation/116-hr-6820)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-123 (as of 2025-11-18).