# 116-hr-1418: Competitive Health Insurance Reform Act of 2020

116-hr-1418, Competitive Health Insurance Reform Act of 2020, is a 116th Congress bill sponsored by Rep. DeFazio, Peter A. [D-OR-4] (D-OR); status Became Public Law No: 116-327. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-1418
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-1418
- Congress: 116
- Title: Competitive Health Insurance Reform Act of 2020
- Status: Became Public Law No: 116-327.
- Introduced: 2019-02-28
- Sponsor: Rep. DeFazio, Peter A. [D-OR-4] (D-OR)
- Cosponsors: 51
- Policy area: Health
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Competitive Health Insurance Reform Act of 2019 This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required. Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.

## Cosponsors (51)

- Rep. Gosar, Paul A. [R-AZ-9] (R-AZ), 2019-02-28T00:00:00.000Z
- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2019-02-28T00:00:00.000Z
- Rep. Lynch, Stephen F. [D-MA-8] (D-MA), 2019-02-28T00:00:00.000Z
- Rep. Grijalva, Raúl M. [D-AZ-7] (D-AZ), 2019-02-28T00:00:00.000Z
- Rep. Garamendi, John [D-CA-8] (D-CA), 2019-02-28T00:00:00.000Z
- Rep. Norman, Ralph [R-SC-5] (R-SC), 2019-02-28T00:00:00.000Z
- Rep. DesJarlais, Scott [R-TN-4] (R-TN), 2019-02-28T00:00:00.000Z
- Rep. Davidson, Warren [R-OH-8] (R-OH), 2019-02-28T00:00:00.000Z
- Rep. Yoho, Ted S. [R-FL-3] (R-FL), 2019-02-28T00:00:00.000Z
- Rep. Biggs, Andy [R-AZ-5] (R-AZ), 2019-03-05T00:00:00.000Z
- Rep. Chu, Judy [D-CA-28] (D-CA), 2019-03-11T00:00:00.000Z
- Rep. Ferguson, A. Drew, IV [R-GA-3] (R-GA), 2019-03-27T00:00:00.000Z
- Rep. Posey, Bill [R-FL-8] (R-FL), 2019-04-29T00:00:00.000Z
- Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ), 2019-04-29T00:00:00.000Z
- Rep. Young, Don [R-AK-At Large] (R-AK), 2019-04-29T00:00:00.000Z
- Sen. Budd, Ted [R-NC] (R-NC), 2019-04-29T00:00:00.000Z
- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2019-04-29T00:00:00.000Z
- Rep. Byrne, Bradley [R-AL-1] (R-AL), 2019-05-01T00:00:00.000Z
- Rep. Cole, Tom [R-OK-4] (R-OK), 2019-05-01T00:00:00.000Z
- Rep. Schweikert, David [R-AZ-1] (R-AZ), 2019-05-01T00:00:00.000Z
- Rep. Palazzo, Steven M. [R-MS-4] (R-MS), 2019-05-09T00:00:00.000Z
- Rep. Westerman, Bruce [R-AR-4] (R-AR), 2019-05-09T00:00:00.000Z
- Rep. Scott, Austin [R-GA-8] (R-GA), 2019-06-10T00:00:00.000Z
- Rep. Bilirakis, Gus M. [R-FL-12] (R-FL), 2019-06-10T00:00:00.000Z
- Rep. Tipton, Scott R. [R-CO-3] (R-CO), 2019-06-11T00:00:00.000Z
- Rep. Roe, David P. [R-TN-1] (R-TN), 2019-06-12T00:00:00.000Z
- SUSAN DAVIS (D-CA), 2019-06-25T00:00:00.000Z
- Rep. Carter, Earl L. "Buddy" [R-GA-1] (R-GA), 2019-07-09T00:00:00.000Z
- Rep. Johnson, Dusty [R-SD-At Large] (R-SD), 2019-07-15T00:00:00.000Z
- Rep. Womack, Steve [R-AR-3] (R-AR), 2019-07-16T00:00:00.000Z
- Rep. Cartwright, Matt [D-PA-8] (D-PA), 2019-10-04T00:00:00.000Z
- Rep. Wasserman Schultz, Debbie [D-FL-25] (D-FL), 2019-10-04T00:00:00.000Z
- JOSE SERRANO (D-NY), 2019-10-04T00:00:00.000Z
- Rep. Beatty, Joyce [D-OH-3] (D-OH), 2019-10-04T00:00:00.000Z
- Rep. Velázquez, Nydia M. [D-NY-7] (D-NY), 2019-10-04T00:00:00.000Z
- Rep. McCollum, Betty [D-MN-4] (D-MN), 2019-10-08T00:00:00.000Z
- Rep. Kilmer, Derek [D-WA-6] (D-WA), 2019-10-08T00:00:00.000Z
- Rep. Maloney, Sean Patrick [D-NY-18] (D-NY), 2019-10-16T00:00:00.000Z
- Rep. Raskin, Jamie [D-MD-8] (D-MD), 2019-10-21T00:00:00.000Z
- Rep. Pocan, Mark [D-WI-2] (D-WI), 2019-10-28T00:00:00.000Z
- Rep. Watson Coleman, Bonnie [D-NJ-12] (D-NJ), 2019-10-30T00:00:00.000Z
- PETER VISCLOSKY (D-IN), 2019-10-30T00:00:00.000Z
- Rep. Schrader, Kurt [D-OR-5] (D-OR), 2019-10-31T00:00:00.000Z
- Rep. Doggett, Lloyd [D-TX-37] (D-TX), 2019-11-08T00:00:00.000Z
- Rep. Kuster, Ann M. [D-NH-2] (D-NH), 2019-11-18T00:00:00.000Z
- Rep. Khanna, Ro [D-CA-17] (D-CA), 2019-12-05T00:00:00.000Z
- Rep. Meng, Grace [D-NY-6] (D-NY), 2019-12-11T00:00:00.000Z
- Rep. Lieu, Ted [D-CA-36] (D-CA), 2020-01-24T00:00:00.000Z
- Rep. Babin, Brian [R-TX-36] (R-TX), 2020-09-11T00:00:00.000Z
- Rep. Nadler, Jerrold [D-NY-12] (D-NY), 2020-09-11T00:00:00.000Z
- Rep. Cicilline, David N. [D-RI-1] (D-RI), 2020-09-11T00:00:00.000Z

## Related bills

- 116-hr-748: CARES Act
- 116-hr-1570: Removing Barriers to Colorectal Cancer Screening Act of 2020
- 116-hr-3589: Greg LeMond Congressional Gold Medal Act
- 116-hr-1865: Further Consolidated Appropriations Act, 2020
- 116-hr-1044: Fairness for High-Skilled Immigrants Act of 2020
- 116-hr-724: PACT Act

## Sources
- [116-hr-1418 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/1418)

## Related
- [116-hr-748: CARES Act](https://policyrisk.com/legislation/116-hr-748)
- [116-hr-1570: Removing Barriers to Colorectal Cancer Screening Act of 2020](https://policyrisk.com/legislation/116-hr-1570)
- [116-hr-3589: Greg LeMond Congressional Gold Medal Act](https://policyrisk.com/legislation/116-hr-3589)
- [116-hr-1865: Further Consolidated Appropriations Act, 2020](https://policyrisk.com/legislation/116-hr-1865)
- [116-hr-1044: Fairness for High-Skilled Immigrants Act of 2020](https://policyrisk.com/legislation/116-hr-1044)
- [116-hr-724: PACT Act](https://policyrisk.com/legislation/116-hr-724)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-1418 (as of 2025-11-18).