# 116-hr-2445: Self-Employed Mortgage Access Act of 2019

116-hr-2445, Self-Employed Mortgage Access Act of 2019, is a 116th Congress bill sponsored by Rep. Emmer, Tom [R-MN-6] (R-MN); status Committee Consideration and Mark-up Session Held. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-2445
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-2445
- Congress: 116
- Title: Self-Employed Mortgage Access Act of 2019
- Status: Committee Consideration and Mark-up Session Held.
- Introduced: 2019-05-01
- Sponsor: Rep. Emmer, Tom [R-MN-6] (R-MN)
- Cosponsors: 10
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Self-Employed Mortgage Access Act of 2019 This bill allows creditors to use certain alternative standards when evaluating an applicant's ability to pay for purposes of obtaining a home mortgage.

## Cosponsors (10)

- Rep. Foster, Bill [D-IL-11] (D-IL), 2019-05-01T00:00:00.000Z
- Sen. Budd, Ted [R-NC] (R-NC), 2019-05-20T00:00:00.000Z
- Rep. Hunter, Duncan D. [R-CA-50] (R-CA), 2019-06-11T00:00:00.000Z
- Rep. Gonzalez, Vicente [D-TX-34] (D-TX), 2019-07-09T00:00:00.000Z
- Rep. Perlmutter, Ed [D-CO-7] (D-CO), 2019-07-22T00:00:00.000Z
- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2019-07-23T00:00:00.000Z
- Rep. Axne, Cynthia [D-IA-3] (D-IA), 2019-07-25T00:00:00.000Z
- Rep. Scott, David [D-GA-13] (D-GA), 2019-07-25T00:00:00.000Z
- Rep. Phillips, Dean [D-MN-3] (D-MN), 2019-07-25T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2019-12-18T00:00:00.000Z

## Related bills

- 116-hr-1044: Fairness for High-Skilled Immigrants Act of 2020
- 116-hr-943: Never Again Education Act
- 116-hr-748: CARES Act
- 116-hr-737: Shark Fin Sales Elimination Act of 2019
- 116-hr-4634: Terrorism Risk Insurance Program Reauthorization Act of 2019
- 116-hr-4104: Negro Leagues Baseball Centennial Commemorative Coin Act

## Sources
- [116-hr-2445 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/2445)

## Related
- [116-hr-1044: Fairness for High-Skilled Immigrants Act of 2020](https://policyrisk.com/legislation/116-hr-1044)
- [116-hr-943: Never Again Education Act](https://policyrisk.com/legislation/116-hr-943)
- [116-hr-748: CARES Act](https://policyrisk.com/legislation/116-hr-748)
- [116-hr-737: Shark Fin Sales Elimination Act of 2019](https://policyrisk.com/legislation/116-hr-737)
- [116-hr-4634: Terrorism Risk Insurance Program Reauthorization Act of 2019](https://policyrisk.com/legislation/116-hr-4634)
- [116-hr-4104: Negro Leagues Baseball Centennial Commemorative Coin Act](https://policyrisk.com/legislation/116-hr-4104)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-2445 (as of 2025-11-18).