# 116-hr-3621: Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020

116-hr-3621, Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020, is a 116th Congress bill sponsored by Rep. Pressley, Ayanna [D-MA-7] (D-MA); status Received in the Senate. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-3621
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-3621
- Congress: 116
- Title: Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020
- Status: Received in the Senate.
- Introduced: 2019-07-05
- Sponsor: Rep. Pressley, Ayanna [D-MA-7] (D-MA)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Student Borrower Credit Improvement Act This bill prohibits a consumer reporting agency from furnishing a consumer report containing any adverse item of information relating to a delinquent or defaulted private education loan of a borrower who has a specified demonstrated history of loan repayment.

## Cosponsors (1)

- Rep. Ocasio-Cortez, Alexandria [D-NY-14] (D-NY), 2019-07-09T00:00:00.000Z

## Related bills

- 116-hr-8721: Public Banking Act of 2020
- 116-hr-8664: PPE for Safe Schools Act
- 116-hr-8544: STRONG Support for Children Act of 2020
- 116-hr-8362: To require senior officials to report payments received from the Federal Government and to improve the filing and disclosure of financial disclosures by Member…
- 116-hr-8270: I am Vanessa Guillén Act of 2020
- 116-hr-8249: Removing Monetary Barriers to Voting Act

## Sources
- [116-hr-3621 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/3621)

## Related
- [116-hr-8721: Public Banking Act of 2020](https://policyrisk.com/legislation/116-hr-8721)
- [116-hr-8664: PPE for Safe Schools Act](https://policyrisk.com/legislation/116-hr-8664)
- [116-hr-8544: STRONG Support for Children Act of 2020](https://policyrisk.com/legislation/116-hr-8544)
- [116-hr-8362: To require senior officials to report payments received from the Federal Govern…](https://policyrisk.com/legislation/116-hr-8362)
- [116-hr-8270: I am Vanessa Guillén Act of 2020](https://policyrisk.com/legislation/116-hr-8270)
- [116-hr-8249: Removing Monetary Barriers to Voting Act](https://policyrisk.com/legislation/116-hr-8249)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-3621 (as of 2025-11-18).