# 116-hr-3622: Restoring Unfairly Impaired Credit and Protecting Consumers Act

116-hr-3622, Restoring Unfairly Impaired Credit and Protecting Consumers Act, is a 116th Congress bill sponsored by Rep. Tlaib, Rashida [D-MI-12] (D-MI); status Placed on the Union Calendar, Calendar No. 287. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-3622
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-3622
- Congress: 116
- Title: Restoring Unfairly Impaired Credit and Protecting Consumers Act
- Status: Placed on the Union Calendar, Calendar No. 287.
- Introduced: 2019-07-05
- Sponsor: Rep. Tlaib, Rashida [D-MI-12] (D-MI)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Restoring Unfairly Impaired Credit and Protecting Consumers Act This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by requiring removal of adverse information that resulted from specified fraudulent lending activity, shortening the time period adverse information stays on reports, and limiting the inclusion of certain medical debt on reports. The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.

## Related bills

- 116-hr-9050: To amend the Internal Revenue Code of 1986 to provide for additional recovery rebates for individuals, and for other purposes.
- 116-hr-8924: Our Homes, Our Votes Act
- 116-hr-8827: Stablecoin Classification and Regulation Act of 2020
- 116-hr-8820: PASS Act
- 116-hr-8806: RISE Act of 2020
- 116-hr-8772: Missing Persons and Unidentified Remains Act of 2020

## Sources
- [116-hr-3622 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/3622)

## Related
- [116-hr-9050: To amend the Internal Revenue Code of 1986 to provide for additional recovery r…](https://policyrisk.com/legislation/116-hr-9050)
- [116-hr-8924: Our Homes, Our Votes Act](https://policyrisk.com/legislation/116-hr-8924)
- [116-hr-8827: Stablecoin Classification and Regulation Act of 2020](https://policyrisk.com/legislation/116-hr-8827)
- [116-hr-8820: PASS Act](https://policyrisk.com/legislation/116-hr-8820)
- [116-hr-8806: RISE Act of 2020](https://policyrisk.com/legislation/116-hr-8806)
- [116-hr-8772: Missing Persons and Unidentified Remains Act of 2020](https://policyrisk.com/legislation/116-hr-8772)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-3622 (as of 2025-11-18).