# 116-hr-3629: Clarity in Credit Score Formation Act of 2019

116-hr-3629, Clarity in Credit Score Formation Act of 2019, is a 116th Congress bill sponsored by Rep. Lynch, Stephen F. [D-MA-8] (D-MA); status Placed on the Union Calendar, Calendar No. 248. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-3629
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-3629
- Congress: 116
- Title: Clarity in Credit Score Formation Act of 2019
- Status: Placed on the Union Calendar, Calendar No. 248.
- Introduced: 2019-07-09
- Sponsor: Rep. Lynch, Stephen F. [D-MA-8] (D-MA)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Clarity in Credit Score Formation Act of 2019 This bill provides that the Consumer Financial Protection Bureau (CFPB) must regulate credit score models by establishing standards for validating the accuracy and predictive value of these models. The bill also gives the CFPB the authority to prohibit the use of certain factors in credit score models. The CFPB must report on the impact of the inclusion of nontraditional data in these models.

## Cosponsors (1)

- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2019-07-17T00:00:00.000Z

## Related bills

- 116-hr-8598: Emergency Social Security COLA for 2021 Act
- 116-hr-8402: To direct the Joint Committee on the Library to obtain a statue of Ruth Bader Ginsburg and to place the statue in the United States Capitol in National Statuar…
- 116-hr-8362: To require senior officials to report payments received from the Federal Government and to improve the filing and disclosure of financial disclosures by Member…
- 116-hr-8270: I am Vanessa Guillén Act of 2020
- 116-hr-8015: Delivering for America Act
- 116-hr-7993: Promoting and Advancing Communities of Color through Inclusive Lending Act

## Sources
- [116-hr-3629 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/3629)

## Related
- [116-hr-8598: Emergency Social Security COLA for 2021 Act](https://policyrisk.com/legislation/116-hr-8598)
- [116-hr-8402: To direct the Joint Committee on the Library to obtain a statue of Ruth Bader G…](https://policyrisk.com/legislation/116-hr-8402)
- [116-hr-8362: To require senior officials to report payments received from the Federal Govern…](https://policyrisk.com/legislation/116-hr-8362)
- [116-hr-8270: I am Vanessa Guillén Act of 2020](https://policyrisk.com/legislation/116-hr-8270)
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7993: Promoting and Advancing Communities of Color through Inclusive Lending Act](https://policyrisk.com/legislation/116-hr-7993)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-3629 (as of 2025-11-18).