# 116-hr-4403: Stop Debt Collection Abuse Act of 2019

116-hr-4403, Stop Debt Collection Abuse Act of 2019, is a 116th Congress bill sponsored by Rep. Cleaver, Emanuel [D-MO-5] (D-MO); status Placed on the Union Calendar, Calendar No. 538. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-4403
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-4403
- Congress: 116
- Title: Stop Debt Collection Abuse Act of 2019
- Status: Placed on the Union Calendar, Calendar No. 538.
- Introduced: 2019-09-19
- Sponsor: Rep. Cleaver, Emanuel [D-MO-5] (D-MO)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Stop Debt Collection Abuse Act of 2019 This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers. A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required. A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected. The Government Accountability Office must report on the use of debt collectors by federal, state, and local government agencies.

## Cosponsors (1)

- Rep. Hill, J. French [R-AR-2] (R-AR), 2019-09-19T00:00:00.000Z

## Related bills

- 116-hr-7092: Great American Outdoors Act
- 116-hr-6192: 1921 Silver Dollar Coin Anniversary Act
- 116-hr-5932: Ensuring Chinese Debt Transparency Act of 2020
- 116-hr-4305: PAWS for Veterans Therapy Act
- 116-hr-4194: National Suicide Hotline Designation Act of 2019
- 116-hr-4104: Negro Leagues Baseball Centennial Commemorative Coin Act

## Sources
- [116-hr-4403 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/4403)

## Related
- [116-hr-7092: Great American Outdoors Act](https://policyrisk.com/legislation/116-hr-7092)
- [116-hr-6192: 1921 Silver Dollar Coin Anniversary Act](https://policyrisk.com/legislation/116-hr-6192)
- [116-hr-5932: Ensuring Chinese Debt Transparency Act of 2020](https://policyrisk.com/legislation/116-hr-5932)
- [116-hr-4305: PAWS for Veterans Therapy Act](https://policyrisk.com/legislation/116-hr-4305)
- [116-hr-4194: National Suicide Hotline Designation Act of 2019](https://policyrisk.com/legislation/116-hr-4194)
- [116-hr-4104: Negro Leagues Baseball Centennial Commemorative Coin Act](https://policyrisk.com/legislation/116-hr-4104)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-4403 (as of 2025-11-18).