# 116-hr-4545: Private Loan Disability Discharge Act of 2019

116-hr-4545, Private Loan Disability Discharge Act of 2019, is a 116th Congress bill sponsored by Rep. Dean, Madeleine [D-PA-4] (D-PA); status Placed on the Union Calendar, Calendar No. 565. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-4545
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-4545
- Congress: 116
- Title: Private Loan Disability Discharge Act of 2019
- Status: Placed on the Union Calendar, Calendar No. 565.
- Introduced: 2019-09-27
- Sponsor: Rep. Dean, Madeleine [D-PA-4] (D-PA)
- Cosponsors: 4
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Private Loan Disability Discharge Act of 2019 This bill directs the holder of a private education loan to discharge the loan in the event of the borrower's death or total and permanent disability. The obligation of a cosigner for a private education loan is also discharged in the event of total and permanent disability of the borrower. The bill also extends indefinitely the exclusion of student loan debt discharge from gross income for federal income tax purposes.

## Cosponsors (4)

- Rep. Casten, Sean [D-IL-6] (D-IL), 2019-12-06T00:00:00.000Z
- Rep. Sherman, Brad [D-CA-32] (D-CA), 2019-12-06T00:00:00.000Z
- Rep. Pallone, Frank [D-NJ-6] (D-NJ), 2020-06-15T00:00:00.000Z
- Rep. Kildee, Daniel T. [D-MI-8] (D-MI), 2020-10-16T00:00:00.000Z

## Related bills

- 116-hr-8015: Delivering for America Act
- 116-hr-7816: Abortion is Health Care Everywhere Act of 2020
- 116-hr-7197: RESTAURANTS Act of 2020
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-7092: Great American Outdoors Act
- 116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020

## Sources
- [116-hr-4545 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/4545)

## Related
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7816: Abortion is Health Care Everywhere Act of 2020](https://policyrisk.com/legislation/116-hr-7816)
- [116-hr-7197: RESTAURANTS Act of 2020](https://policyrisk.com/legislation/116-hr-7197)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-7092: Great American Outdoors Act](https://policyrisk.com/legislation/116-hr-7092)
- [116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020](https://policyrisk.com/legislation/116-hr-6820)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-4545 (as of 2025-11-18).