# 116-hr-5287: Fair Student Loan Debt Collection Practices Act

116-hr-5287, Fair Student Loan Debt Collection Practices Act, is a 116th Congress bill sponsored by Rep. Lawson, Al, Jr. [D-FL-5] (D-FL); status Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-5287
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-5287
- Congress: 116
- Title: Fair Student Loan Debt Collection Practices Act
- Status: Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.
- Introduced: 2019-12-03
- Sponsor: Rep. Lawson, Al, Jr. [D-FL-5] (D-FL)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Fair Student Loan Debt Collection Practices Act This bill prohibits a debt collector from collecting on federal student loan debt owed by a borrower earning under a certain income. Specifically, a federal student loan debt collector may not attempt to collect if a borrower would qualify for a zero-dollar payment under an income-driven repayment plan. Additionally, a debt collector may not attempt to collect an amount greater than the payment the borrower would owe under such a plan.

## Cosponsors (1)

- Rep. Pallone, Frank [D-NJ-6] (D-NJ), 2020-06-24T00:00:00.000Z

## Related bills

- 116-hr-7816: Abortion is Health Care Everywhere Act of 2020
- 116-hr-7642: Coronavirus Economic Relief for Transportation Services Act
- 116-hr-7217: Confederate Monument Removal Act
- 116-hr-7197: RESTAURANTS Act of 2020
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-7092: Great American Outdoors Act

## Sources
- [116-hr-5287 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/5287)

## Related
- [116-hr-7816: Abortion is Health Care Everywhere Act of 2020](https://policyrisk.com/legislation/116-hr-7816)
- [116-hr-7642: Coronavirus Economic Relief for Transportation Services Act](https://policyrisk.com/legislation/116-hr-7642)
- [116-hr-7217: Confederate Monument Removal Act](https://policyrisk.com/legislation/116-hr-7217)
- [116-hr-7197: RESTAURANTS Act of 2020](https://policyrisk.com/legislation/116-hr-7197)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-7092: Great American Outdoors Act](https://policyrisk.com/legislation/116-hr-7092)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-5287 (as of 2025-11-18).