# 116-hr-5826: Consumer Protections Against Surprise Medical Bills Act of 2020

116-hr-5826, Consumer Protections Against Surprise Medical Bills Act of 2020, is a 116th Congress bill sponsored by Rep. Neal, Richard E. [D-MA-1] (D-MA); status Ordered to be Reported in the Nature of a Substitute (Amended) by Voice Vote. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-5826
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-5826
- Congress: 116
- Title: Consumer Protections Against Surprise Medical Bills Act of 2020
- Status: Ordered to be Reported in the Nature of a Substitute (Amended) by Voice Vote.
- Introduced: 2020-02-10
- Sponsor: Rep. Neal, Richard E. [D-MA-1] (D-MA)
- Cosponsors: 40
- Policy area: Health
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Consumer Protections Against Surprise Medical Bills Act of 2020 This bill makes a series of changes related to health care costs and billing practices. Among other things, the bill applies the in-network cost-sharing amount to certain emergency and related nonemergency services that are provided out-of-network, applies the in-network cost-sharing amount to nonemergency services that are provided out-of-network at an in-network facility unless specified written notice requirements are met, establishes procedures for health insurance plans to negotiate reimbursement amounts paid to out-of-network providers in states without such a process, requires insurance plans to establish publicly available databases that list the contact information for in-network providers and facilities, requires health care providers and insurance plans to provide certain cost estimates for services scheduled at least three days in advance, requires plans to continue benefits for specified long-term care when an insurance plan's contractual relationship with a provider or facility changes or terminates, requires insurance plans to include specified consumer assistance and benefits information on a plan holder's membership card and maintain certain price comparison tools for in-network services, establishes reporting requirements related to air ambulance services, establishes a temporary income tax deduction for specified expenses resulting from out-of-network and emergency services.

## Cosponsors (40)

- Rep. Brady, Kevin [R-TX-8] (R-TX), 2020-02-10T00:00:00.000Z
- Rep. Suozzi, Thomas R. [D-NY-3] (D-NY), 2020-02-10T00:00:00.000Z
- Rep. LaHood, Darin [R-IL-16] (R-IL), 2020-02-10T00:00:00.000Z
- Rep. Holding, George [R-NC-2] (R-NC), 2020-02-10T00:00:00.000Z
- Rep. Kelly, Mike [R-PA-16] (R-PA), 2020-02-10T00:00:00.000Z
- Rep. Estes, Ron [R-KS-4] (R-KS), 2020-02-10T00:00:00.000Z
- Rep. Thompson, Mike [D-CA-4] (D-CA), 2020-02-10T00:00:00.000Z
- Rep. Beyer, Donald S. [D-VA-8] (D-VA), 2020-02-10T00:00:00.000Z
- Rep. Shalala, Donna E. [D-FL-27] (D-FL), 2020-02-10T00:00:00.000Z
- Rep. Morelle, Joseph D. [D-NY-25] (D-NY), 2020-02-10T00:00:00.000Z
- Rep. Larson, John B. [D-CT-1] (D-CT), 2020-02-10T00:00:00.000Z
- Rep. Schrier, Kim [D-WA-8] (D-WA), 2020-02-10T00:00:00.000Z
- Rep. Schneider, Bradley Scott [D-IL-10] (D-IL), 2020-02-10T00:00:00.000Z
- Rep. Davis, Danny K. [D-IL-7] (D-IL), 2020-02-10T00:00:00.000Z
- Rep. Evans, Dwight [D-PA-3] (D-PA), 2020-02-10T00:00:00.000Z
- JOHN LEWIS (D-GA), 2020-02-10T00:00:00.000Z
- Rep. Higgins, Brian [D-NY-26] (D-NY), 2020-02-10T00:00:00.000Z
- Rep. Nunes, Devin [R-CA-22] (R-CA), 2020-02-10T00:00:00.000Z
- Rep. Smith, Adrian [R-NE-3] (R-NE), 2020-02-10T00:00:00.000Z
- Rep. Ferguson, A. Drew, IV [R-GA-3] (R-GA), 2020-02-10T00:00:00.000Z
- Rep. Wenstrup, Brad R. [R-OH-2] (R-OH), 2020-02-10T00:00:00.000Z
- Rep. Rice, Tom [R-SC-7] (R-SC), 2020-02-10T00:00:00.000Z
- Rep. Walorski, Jackie [R-IN-2] (R-IN), 2020-02-10T00:00:00.000Z
- Rep. Schweikert, David [R-AZ-1] (R-AZ), 2020-02-10T00:00:00.000Z
- Rep. Reed, Tom [R-NY-23] (R-NY), 2020-02-10T00:00:00.000Z
- Rep. Arrington, Jodey C. [R-TX-19] (R-TX), 2020-02-10T00:00:00.000Z
- Rep. Marchant, Kenny [R-TX-24] (R-TX), 2020-02-10T00:00:00.000Z
- Rep. Buchanan, Vern [R-FL-16] (R-FL), 2020-02-10T00:00:00.000Z
- Rep. Thompson, Glenn [R-PA-15] (R-PA), 2020-02-10T00:00:00.000Z
- Rep. Kildee, Daniel T. [D-MI-8] (D-MI), 2020-02-10T00:00:00.000Z
- Rep. Smith, Jason [R-MO-8] (R-MO), 2020-02-10T00:00:00.000Z
- Rep. Johnson, Dusty [R-SD-At Large] (R-SD), 2020-02-12T00:00:00.000Z
- Rep. Murphy, Gregory F. [R-NC-3] (R-NC), 2020-02-12T00:00:00.000Z
- Rep. Jeffries, Hakeem S. [D-NY-8] (D-NY), 2020-02-12T00:00:00.000Z
- Rep. DelBene, Suzan K. [D-WA-1] (D-WA), 2020-02-12T00:00:00.000Z
- Rep. Hern, Kevin [R-OK-1] (R-OK), 2020-02-14T00:00:00.000Z
- Rep. Sewell, Terri A. [D-AL-7] (D-AL), 2020-02-14T00:00:00.000Z
- Rep. Murphy, Stephanie N. [D-FL-7] (D-FL), 2020-02-25T00:00:00.000Z
- Rep. Luria, Elaine G. [D-VA-2] (D-VA), 2020-03-03T00:00:00.000Z
- Rep. Steube, W. Gregory [R-FL-17] (R-FL), 2020-11-05T00:00:00.000Z

## Related bills

- 116-hr-748: CARES Act
- 116-hr-1570: Removing Barriers to Colorectal Cancer Screening Act of 2020
- 116-hr-3589: Greg LeMond Congressional Gold Medal Act
- 116-hr-3495: Improve Well-Being for Veterans Act
- 116-hr-1865: Further Consolidated Appropriations Act, 2020
- 116-hr-7642: Coronavirus Economic Relief for Transportation Services Act

## Sources
- [116-hr-5826 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/5826)

## Related
- [116-hr-748: CARES Act](https://policyrisk.com/legislation/116-hr-748)
- [116-hr-1570: Removing Barriers to Colorectal Cancer Screening Act of 2020](https://policyrisk.com/legislation/116-hr-1570)
- [116-hr-3589: Greg LeMond Congressional Gold Medal Act](https://policyrisk.com/legislation/116-hr-3589)
- [116-hr-3495: Improve Well-Being for Veterans Act](https://policyrisk.com/legislation/116-hr-3495)
- [116-hr-1865: Further Consolidated Appropriations Act, 2020](https://policyrisk.com/legislation/116-hr-1865)
- [116-hr-7642: Coronavirus Economic Relief for Transportation Services Act](https://policyrisk.com/legislation/116-hr-7642)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-5826 (as of 2025-11-18).