# 116-hr-5934: SCAM Debt Act

116-hr-5934, SCAM Debt Act, is a 116th Congress bill sponsored by Rep. Bonamici, Suzanne [D-OR-1] (D-OR); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-5934
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-5934
- Congress: 116
- Title: SCAM Debt Act
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2020-02-21
- Sponsor: Rep. Bonamici, Suzanne [D-OR-1] (D-OR)
- Cosponsors: 7
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Securing Consumers Against Misrepresented Debt Act of 2020 or the SCAM Debt Act This bill provides additional requirements for debt collectors when taking legal action to collect a debt. Among other things, debt collectors must provide advance notice to the consumer of the intent to take legal action, and provide in the initial pleading certain evidence regarding the debt and a sworn affidavit stating that the statute of limitations has not expired. The bill also sets forth additional information a debt collector must provide to a consumer regarding the debt.

## Cosponsors (7)

- Rep. Cohen, Steve [D-TN-9] (D-TN), 2020-02-21T00:00:00.000Z
- Rep. Foster, Bill [D-IL-11] (D-IL), 2020-02-21T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2020-04-23T00:00:00.000Z
- Rep. McGovern, James P. [D-MA-2] (D-MA), 2020-04-23T00:00:00.000Z
- Rep. Lynch, Stephen F. [D-MA-8] (D-MA), 2020-05-05T00:00:00.000Z
- Del. San Nicolas, Michael F. Q. [D-GU-At Large] (D-GU), 2020-05-15T00:00:00.000Z
- Rep. Trone, David J. [D-MD-6] (D-MD), 2020-06-18T00:00:00.000Z

## Related bills

- 116-hr-8015: Delivering for America Act
- 116-hr-7197: RESTAURANTS Act of 2020
- 116-hr-7092: Great American Outdoors Act
- 116-hr-6958: COVID-19 Dependent Care Flexible Spending Arrangement Rollover Act of 2020
- 116-hr-6902: Black History is American History Act
- 116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020

## Sources
- [116-hr-5934 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/5934)

## Related
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7197: RESTAURANTS Act of 2020](https://policyrisk.com/legislation/116-hr-7197)
- [116-hr-7092: Great American Outdoors Act](https://policyrisk.com/legislation/116-hr-7092)
- [116-hr-6958: COVID-19 Dependent Care Flexible Spending Arrangement Rollover Act of 2020](https://policyrisk.com/legislation/116-hr-6958)
- [116-hr-6902: Black History is American History Act](https://policyrisk.com/legislation/116-hr-6902)
- [116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020](https://policyrisk.com/legislation/116-hr-6820)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-5934 (as of 2025-11-18).