# 116-hr-6321: Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act

116-hr-6321, Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act, is a 116th Congress bill sponsored by Rep. Waters, Maxine [D-CA-43] (D-CA); status Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-6321
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-6321
- Congress: 116
- Title: Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act
- Status: Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced: 2020-03-23
- Sponsor: Rep. Waters, Maxine [D-CA-43] (D-CA)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Financial Protections and Assistance for America's Consumers, States, Businesses, and Vulnerable Populations Act This bill responds to the COVID-19 (i.e., coronavirus disease 2019) emergency and generally provides for financial assistance and other aid to individuals, businesses, and state and local governments for the duration of the emergency period. Among other things, the bill provides direct payments to individuals of up to $2,000 a month, subject to limits based on adjusted gross income; establishes digital wallets for individuals without bank accounts to receive such payments; provides for the suspension of specified housing and consumer loan payments, evictions, and foreclosures; creates financial assistance programs regarding housing, student loans, and utilities; establishes credit programs for small businesses, nonprofit organizations, farms, independent contractors, minority depository institutions, and community development financial institutions; authorizes funds for housing assistance, elderly assistance, and emergency production of medical supplies; and provides for investigation, oversight, and other requirements regarding COVID-19 aid. The bill also modifies existing provisions, including those regarding deposit insurance for transaction accounts, Federal Reserve Board purchases of municipal bonds, stock buybacks, required disclosures by issuers of securities, international aid programs, and agency guidance concerning pandemics and major disasters.

## Related bills

- 116-hr-8986: To designate the facility of the United States Postal Service located at 120 4th Street in Petaluma, California, as the "Lynn C. Woolsey Post Office Building".
- 116-hr-8726: To designate the facility of the United States Postal Service located at 101 South Willowbrook Avenue in Compton, California, as the "PFC James Anderson, Jr.,…
- 116-hr-8722: To authorize the Secretary of Veterans Affairs to make grants for repair and remodeling of community centers, clinics, and hospitals that serve veterans.
- 116-hr-8595: To nullify the effect of Executive Order 13950 relating to combating race and sex stereotyping.
- 116-hr-8495: SECURE Act
- 116-hr-8438: Belarus Democracy, Human Rights, and Sovereignty Act of 2020

## Sources
- [116-hr-6321 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/6321)

## Related
- [116-hr-8986: To designate the facility of the United States Postal Service located at 120 4t…](https://policyrisk.com/legislation/116-hr-8986)
- [116-hr-8726: To designate the facility of the United States Postal Service located at 101 So…](https://policyrisk.com/legislation/116-hr-8726)
- [116-hr-8722: To authorize the Secretary of Veterans Affairs to make grants for repair and re…](https://policyrisk.com/legislation/116-hr-8722)
- [116-hr-8595: To nullify the effect of Executive Order 13950 relating to combating race and s…](https://policyrisk.com/legislation/116-hr-8595)
- [116-hr-8495: SECURE Act](https://policyrisk.com/legislation/116-hr-8495)
- [116-hr-8438: Belarus Democracy, Human Rights, and Sovereignty Act of 2020](https://policyrisk.com/legislation/116-hr-8438)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-6321 (as of 2025-11-18).