# 116-hr-6397: Coronavirus Emergency Student Loan Refinancing Act

116-hr-6397, Coronavirus Emergency Student Loan Refinancing Act, is a 116th Congress bill sponsored by Rep. Courtney, Joe [D-CT-2] (D-CT); status Referred to the House Committee on Education and Labor. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-6397
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-6397
- Congress: 116
- Title: Coronavirus Emergency Student Loan Refinancing Act
- Status: Referred to the House Committee on Education and Labor.
- Introduced: 2020-03-26
- Sponsor: Rep. Courtney, Joe [D-CT-2] (D-CT)
- Cosponsors: 60
- Policy area: Education
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Coronavirus Emergency Student Loan Refinancing Act This bill establishes refinancing programs for federal and private student loans. Specifically, the bill establishes a program that allows qualified borrowers to refinance their federal student loans down to lower interest rates. Such refinanced interest rates are (1) calculated based on the type of student loan (e.g., Stafford), and (2) fixed for the period of the loan. In addition, the bill creates the Federal Direct Refinanced Private Loan as a new type of loan. Such loans allow qualified borrowers to refinance their private education loans.

## Cosponsors (60)

- Rep. Blumenauer, Earl [D-OR-3] (D-OR), 2020-03-26T00:00:00.000Z
- Rep. Brown, Anthony G. [D-MD-4] (D-MD), 2020-03-26T00:00:00.000Z
- Rep. Cárdenas, Tony [D-CA-29] (D-CA), 2020-03-26T00:00:00.000Z
- Rep. Cicilline, David N. [D-RI-1] (D-RI), 2020-03-26T00:00:00.000Z
- Rep. Cisneros, Gilbert Ray [D-CA-31] (D-CA), 2020-03-26T00:00:00.000Z
- Rep. DeFazio, Peter A. [D-OR-4] (D-OR), 2020-03-26T00:00:00.000Z
- Rep. DeLauro, Rosa L. [D-CT-3] (D-CT), 2020-03-26T00:00:00.000Z
- Rep. DelBene, Suzan K. [D-WA-1] (D-WA), 2020-03-26T00:00:00.000Z
- Rep. Dingell, Debbie [D-MI-6] (D-MI), 2020-03-26T00:00:00.000Z
- Rep. Doyle, Michael F. [D-PA-18] (D-PA), 2020-03-26T00:00:00.000Z
- Rep. Escobar, Veronica [D-TX-16] (D-TX), 2020-03-26T00:00:00.000Z
- Rep. Foster, Bill [D-IL-11] (D-IL), 2020-03-26T00:00:00.000Z
- Rep. Hayes, Jahana [D-CT-5] (D-CT), 2020-03-26T00:00:00.000Z
- Rep. Himes, James A. [D-CT-4] (D-CT), 2020-03-26T00:00:00.000Z
- Rep. Kilmer, Derek [D-WA-6] (D-WA), 2020-03-26T00:00:00.000Z
- Rep. Larson, John B. [D-CT-1] (D-CT), 2020-03-26T00:00:00.000Z
- Rep. Lee, Barbara [D-CA-12] (D-CA), 2020-03-26T00:00:00.000Z
- Rep. Lynch, Stephen F. [D-MA-8] (D-MA), 2020-03-26T00:00:00.000Z
- Rep. McNerney, Jerry [D-CA-9] (D-CA), 2020-03-26T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2020-03-26T00:00:00.000Z
- Rep. Payne, Donald M., Jr. [D-NJ-10] (D-NJ), 2020-03-26T00:00:00.000Z
- Rep. Perlmutter, Ed [D-CO-7] (D-CO), 2020-03-26T00:00:00.000Z
- Rep. Peters, Scott H. [D-CA-50] (D-CA), 2020-03-26T00:00:00.000Z
- COLLIN PETERSON (D-MN), 2020-03-26T00:00:00.000Z
- Rep. Phillips, Dean [D-MN-3] (D-MN), 2020-03-26T00:00:00.000Z
- Rep. Rush, Bobby L. [D-IL-1] (D-IL), 2020-03-26T00:00:00.000Z
- Rep. Ryan, Tim [D-OH-13] (D-OH), 2020-03-26T00:00:00.000Z
- Rep. Sánchez, Linda T. [D-CA-38] (D-CA), 2020-03-26T00:00:00.000Z
- Rep. Schakowsky, Janice D. [D-IL-9] (D-IL), 2020-03-26T00:00:00.000Z
- Rep. Scott, David [D-GA-13] (D-GA), 2020-03-26T00:00:00.000Z
- Rep. Sewell, Terri A. [D-AL-7] (D-AL), 2020-03-26T00:00:00.000Z
- Sen. Slotkin, Elissa [D-MI] (D-MI), 2020-03-26T00:00:00.000Z
- Rep. Soto, Darren [D-FL-9] (D-FL), 2020-03-26T00:00:00.000Z
- Rep. Stanton, Greg [D-AZ-4] (D-AZ), 2020-03-26T00:00:00.000Z
- Rep. Swalwell, Eric [D-CA-14] (D-CA), 2020-03-26T00:00:00.000Z
- Rep. Takano, Mark [D-CA-39] (D-CA), 2020-03-26T00:00:00.000Z
- Sen. Welch, Peter [D-VT] (D-VT), 2020-03-26T00:00:00.000Z
- Rep. Yarmuth, John A. [D-KY-3] (D-KY), 2020-03-26T00:00:00.000Z
- Rep. Bass, Karen [D-CA-37] (D-CA), 2020-03-26T00:00:00.000Z
- Rep. Crow, Jason [D-CO-6] (D-CO), 2020-03-26T00:00:00.000Z
- Rep. Carson, André [D-IN-7] (D-IN), 2020-04-03T00:00:00.000Z
- Rep. Castro, Joaquin [D-TX-20] (D-TX), 2020-04-03T00:00:00.000Z
- Rep. Cohen, Steve [D-TN-9] (D-TN), 2020-04-03T00:00:00.000Z
- Rep. García, Jesús G. "Chuy" [D-IL-4] (D-IL), 2020-04-03T00:00:00.000Z
- Rep. Grijalva, Raúl M. [D-AZ-7] (D-AZ), 2020-04-03T00:00:00.000Z
- Rep. Haaland, Debra A. [D-NM-1] (D-NM), 2020-04-03T00:00:00.000Z
- Rep. Hastings, Alcee L. [D-FL-20] (D-FL), 2020-04-03T00:00:00.000Z
- Rep. Kaptur, Marcy [D-OH-9] (D-OH), 2020-04-03T00:00:00.000Z
- Rep. Kuster, Ann M. [D-NH-2] (D-NH), 2020-04-03T00:00:00.000Z
- Rep. Matsui, Doris O. [D-CA-7] (D-CA), 2020-04-03T00:00:00.000Z
- Rep. McGovern, James P. [D-MA-2] (D-MA), 2020-04-03T00:00:00.000Z
- Rep. Napolitano, Grace F. [D-CA-31] (D-CA), 2020-04-03T00:00:00.000Z
- Rep. Wilson, Frederica S. [D-FL-24] (D-FL), 2020-04-03T00:00:00.000Z
- Rep. Castor, Kathy [D-FL-14] (D-FL), 2020-04-10T00:00:00.000Z
- Rep. Eshoo, Anna G. [D-CA-16] (D-CA), 2020-04-10T00:00:00.000Z
- Sen. Luján, Ben Ray [D-NM] (D-NM), 2020-04-10T00:00:00.000Z
- Rep. Pingree, Chellie [D-ME-1] (D-ME), 2020-04-10T00:00:00.000Z
- Rep. Trahan, Lori [D-MA-3] (D-MA), 2020-04-10T00:00:00.000Z
- Rep. Wild, Susan [D-PA-7] (D-PA), 2020-04-10T00:00:00.000Z
- Rep. Rose, Max [D-NY-11] (D-NY), 2020-05-01T00:00:00.000Z

## Related bills

- 116-hr-2382: USPS Fairness Act
- 116-hr-1140: Rights for Transportation Security Officers Act of 2020
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-2694: Pregnant Workers Fairness Act
- 116-hr-2420: National Museum of the American Latino Act
- 116-hr-2214: NO BAN Act

## Sources
- [116-hr-6397 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/6397)

## Related
- [116-hr-2382: USPS Fairness Act](https://policyrisk.com/legislation/116-hr-2382)
- [116-hr-1140: Rights for Transportation Security Officers Act of 2020](https://policyrisk.com/legislation/116-hr-1140)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-2694: Pregnant Workers Fairness Act](https://policyrisk.com/legislation/116-hr-2694)
- [116-hr-2420: National Museum of the American Latino Act](https://policyrisk.com/legislation/116-hr-2420)
- [116-hr-2214: NO BAN Act](https://policyrisk.com/legislation/116-hr-2214)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-6397 (as of 2025-11-18).
