# 116-hr-6409: ABLE Act of 2020

116-hr-6409, ABLE Act of 2020, is a 116th Congress bill sponsored by Rep. Omar, Ilhan [D-MN-5] (D-MN); status Referred to the Committee on Ways and Means, and in addition to the Committee on Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-6409
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-6409
- Congress: 116
- Title: ABLE Act of 2020
- Status: Referred to the Committee on Ways and Means, and in addition to the Committee on Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced: 2020-03-27
- Sponsor: Rep. Omar, Ilhan [D-MN-5] (D-MN)
- Cosponsors: 6
- Policy area: Commerce
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Assistance for Businesses and Local Economies Act or the ABLE Act of 2020 This bill establishes the Emergency Social Insurance Program to coordinate and deliver direct payments to small businesses and workers affected by COVID-19 (i.e., coronavirus disease 2019). Specifically, the Social Security Administration and the Department of Labor shall assist participating states, through existing state agency mechanisms, to offer expanded unemployment insurance for workers who are unemployed or idle because of COVID-19. Through an agreement with Labor, participating states must provide temporary emergency COVID-19 unemployment or short-time compensation payments to such workers, plus specified additional amounts for certain categories of workers. Such compensation payments shall not be regarded as income. If an individual receives compensation payments through a knowing false statement or misrepresentation, such individual shall be ineligible for further assistance and subject to prosecution. The Small Business Administration must provide grants to certain small businesses that have suffered substantial economic injury as a result of COVID-19, giving priority consideration to (1) small businesses with fewer than 100 employees per location; (2) small businesses owned by minorities, women, or veterans; (3) small businesses where the owner's pay is equal to or less than 25 times the average employee's pay; and (4) small businesses that have not fired or laid off employees, reduced salaries, or changed any labor contracts. The amount of such grants shall not exceed necessary maintenance costs (e.g., payroll support and increased costs of obtaining unavailable materials), and any overpayment of grants shall be automatically considered as zero-interest loans. Such grant amounts shall be excluded from gross income, for income tax purposes.

## Cosponsors (6)

- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2020-03-27T00:00:00.000Z
- Rep. Schakowsky, Janice D. [D-IL-9] (D-IL), 2020-03-27T00:00:00.000Z
- Rep. Tlaib, Rashida [D-MI-12] (D-MI), 2020-03-27T00:00:00.000Z
- Rep. Wilson, Frederica S. [D-FL-24] (D-FL), 2020-04-14T00:00:00.000Z
- Rep. Ocasio-Cortez, Alexandria [D-NY-14] (D-NY), 2020-05-05T00:00:00.000Z
- Rep. Pressley, Ayanna [D-MA-7] (D-MA), 2020-05-12T00:00:00.000Z

## Related bills

- 116-hr-8270: I am Vanessa Guillén Act of 2020
- 116-hr-8015: Delivering for America Act
- 116-hr-7816: Abortion is Health Care Everywhere Act of 2020
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-7085: Ending Qualified Immunity Act
- 116-hr-6918: Paycheck Recovery Act of 2020

## Sources
- [116-hr-6409 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/6409)

## Related
- [116-hr-8270: I am Vanessa Guillén Act of 2020](https://policyrisk.com/legislation/116-hr-8270)
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7816: Abortion is Health Care Everywhere Act of 2020](https://policyrisk.com/legislation/116-hr-7816)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-7085: Ending Qualified Immunity Act](https://policyrisk.com/legislation/116-hr-7085)
- [116-hr-6918: Paycheck Recovery Act of 2020](https://policyrisk.com/legislation/116-hr-6918)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-6409 (as of 2025-11-18).