# 116-hr-6413: Coronavirus Credit Lapse Forgiveness Act

116-hr-6413, Coronavirus Credit Lapse Forgiveness Act, is a 116th Congress bill sponsored by Rep. Murphy, Gregory F. [R-NC-3] (R-NC); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-6413
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-6413
- Congress: 116
- Title: Coronavirus Credit Lapse Forgiveness Act
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2020-03-27
- Sponsor: Rep. Murphy, Gregory F. [R-NC-3] (R-NC)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Coronavirus Credit Lapse Forgiveness Act This bill generally prohibits credit reporting agencies from reporting adverse information regarding debt (1) arising from a COVID-19 (i.e., coronavirus disease 2019) related illness, and (2) incurred within one year of enactment of this bill. This prohibition applies to debt incurred by individuals earning less than $50,000 a year, or a married couple filing jointly earning less than $75,000 a year.

## Related bills

- 116-hr-9032: SCHEME Against Congressional Access Act
- 116-hr-8962: SAVE America Act
- 116-hr-8882: FLOODS Act
- 116-hr-8757: BRICKS Act of 2020
- 116-hr-8702: Holding Providers Harmless From Medicare Cuts During COVID–19 Act of 2020
- 116-hr-8538: To allow certain governmental pension plans to include firefighters, emergency medical technicians, and paramedics, and for other purposes.

## Sources
- [116-hr-6413 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/6413)

## Related
- [116-hr-9032: SCHEME Against Congressional Access Act](https://policyrisk.com/legislation/116-hr-9032)
- [116-hr-8962: SAVE America Act](https://policyrisk.com/legislation/116-hr-8962)
- [116-hr-8882: FLOODS Act](https://policyrisk.com/legislation/116-hr-8882)
- [116-hr-8757: BRICKS Act of 2020](https://policyrisk.com/legislation/116-hr-8757)
- [116-hr-8702: Holding Providers Harmless From Medicare Cuts During COVID–19 Act of 2020](https://policyrisk.com/legislation/116-hr-8702)
- [116-hr-8538: To allow certain governmental pension plans to include firefighters, emergency…](https://policyrisk.com/legislation/116-hr-8538)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-6413 (as of 2025-11-18).