# 116-hr-6423: To provide for a temporary debt collection moratorium during the COVID-19 emergency period, and for other purposes.

116-hr-6423, To provide for a temporary debt collection moratorium during the COVID-19 emergency period, and for other purposes., is a 116th Congress bill sponsored by Rep. Lawson, Al, Jr. [D-FL-5] (D-FL); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-6423
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-6423
- Congress: 116
- Title: To provide for a temporary debt collection moratorium during the COVID-19 emergency period, and for other purposes.
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2020-03-31
- Sponsor: Rep. Lawson, Al, Jr. [D-FL-5] (D-FL)
- Cosponsors: 3
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

This bill places restrictions on the collection of debt owed by a consumer, nonprofit organization, or small business during the COVID-19 (i.e., coronavirus disease 2019) emergency period and the following 120 days. Among other things, debt collectors may not during this period charge fees or apply a higher interest rate as a result of nonpayment, commence or continue litigation to collect a debt, enforce a security interest through a repossession or foreclosure, report past due debt to a credit reporting agency, seize assets, or terminate utility service. The bill also prohibits during this period a confession of judgment or similar agreement as a condition to a loan or extension of credit. (A confession of judgment is an agreement to a judgment of liability without notice and opportunity to be heard in court in the event of the default of a borrower.)

## Cosponsors (3)

- Rep. Maloney, Carolyn B. [D-NY-12] (D-NY), 2020-05-08T00:00:00.000Z
- Rep. Waters, Maxine [D-CA-43] (D-CA), 2020-05-08T00:00:00.000Z
- Rep. Pressley, Ayanna [D-MA-7] (D-MA), 2020-05-08T00:00:00.000Z

## Related bills

- 116-hr-7946: Federal Reserve Racial and Economic Equity Act
- 116-hr-7517: Protect Access to Birth Control Act
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-7092: Great American Outdoors Act
- 116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020
- 116-hr-2694: Pregnant Workers Fairness Act

## Sources
- [116-hr-6423 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/6423)

## Related
- [116-hr-7946: Federal Reserve Racial and Economic Equity Act](https://policyrisk.com/legislation/116-hr-7946)
- [116-hr-7517: Protect Access to Birth Control Act](https://policyrisk.com/legislation/116-hr-7517)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-7092: Great American Outdoors Act](https://policyrisk.com/legislation/116-hr-7092)
- [116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020](https://policyrisk.com/legislation/116-hr-6820)
- [116-hr-2694: Pregnant Workers Fairness Act](https://policyrisk.com/legislation/116-hr-2694)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-6423 (as of 2025-11-18).