# 116-hr-6492: Ensuring HOMES Act

116-hr-6492, Ensuring HOMES Act, is a 116th Congress bill sponsored by Rep. Rush, Bobby L. [D-IL-1] (D-IL); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-6492
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-6492
- Congress: 116
- Title: Ensuring HOMES Act
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2020-04-14
- Sponsor: Rep. Rush, Bobby L. [D-IL-1] (D-IL)
- Cosponsors: 41
- Policy area: Housing and Community Development
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Ensuring Homeowner and Occupant Monetary Encouragement and Stability Act or the Ensuring HOMES Act This bill sets forth additional housing protections during the COVID-19 (i.e., coronavirus disease 2019) emergency period. Mortgage holders and lenders are prohibited from requiring payment on a mortgage deferred during the COVID-19 emergency period until the later of (1) the last day of the loan term, or (2) the end of the deferral period. The bill establishes the Tenant Protection Program that provides loans to landlords who waive rent during the COVID-19 emergency period. The bill also provides for forgiveness of these loans if the landlord provides lease extensions and agrees not to evict tenants. This bill applies retroactively to the beginning of the COVID-19 emergency period and applies to any future declared COVID-19 emergency period.

## Cosponsors (41)

- Rep. Hastings, Alcee L. [D-FL-20] (D-FL), 2020-04-14T00:00:00.000Z
- Rep. Thompson, Bennie G. [D-MS-2] (D-MS), 2020-04-14T00:00:00.000Z
- Rep. Napolitano, Grace F. [D-CA-31] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. McNerney, Jerry [D-CA-9] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. Carson, André [D-IN-7] (D-IN), 2020-04-14T00:00:00.000Z
- Rep. Chu, Judy [D-CA-28] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. Bass, Karen [D-CA-37] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. Wilson, Frederica S. [D-FL-24] (D-FL), 2020-04-14T00:00:00.000Z
- Rep. Raskin, Jamie [D-MD-8] (D-MD), 2020-04-14T00:00:00.000Z
- Rep. Soto, Darren [D-FL-9] (D-FL), 2020-04-14T00:00:00.000Z
- Rep. Cisneros, Gilbert Ray [D-CA-31] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. Hayes, Jahana [D-CT-5] (D-CT), 2020-04-14T00:00:00.000Z
- Rep. Tlaib, Rashida [D-MI-12] (D-MI), 2020-04-14T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2020-04-14T00:00:00.000Z
- Rep. Cicilline, David N. [D-RI-1] (D-RI), 2020-04-24T00:00:00.000Z
- Rep. Sherrill, Mikie [D-NJ-11] (D-NJ), 2020-05-01T00:00:00.000Z
- Rep. Payne, Donald M., Jr. [D-NJ-10] (D-NJ), 2020-05-01T00:00:00.000Z
- Rep. Kaptur, Marcy [D-OH-9] (D-OH), 2020-05-01T00:00:00.000Z
- Rep. Demings, Val Butler [D-FL-10] (D-FL), 2020-05-01T00:00:00.000Z
- Rep. Castro, Joaquin [D-TX-20] (D-TX), 2020-05-01T00:00:00.000Z
- Rep. Roybal-Allard, Lucille [D-CA-40] (D-CA), 2020-05-01T00:00:00.000Z
- Rep. Carbajal, Salud O. [D-CA-24] (D-CA), 2020-05-28T00:00:00.000Z
- SUSAN DAVIS (D-CA), 2020-06-11T00:00:00.000Z
- Rep. Kirkpatrick, Ann [D-AZ-1] (D-AZ), 2020-06-18T00:00:00.000Z
- Rep. Kennedy, Joseph P., III [D-MA-4] (D-MA), 2020-06-18T00:00:00.000Z
- Rep. Pocan, Mark [D-WI-2] (D-WI), 2020-06-18T00:00:00.000Z
- Rep. Huffman, Jared [D-CA-2] (D-CA), 2020-06-18T00:00:00.000Z
- Rep. Schakowsky, Janice D. [D-IL-9] (D-IL), 2020-06-26T00:00:00.000Z
- Rep. Kildee, Daniel T. [D-MI-8] (D-MI), 2020-06-26T00:00:00.000Z
- Rep. Lynch, Stephen F. [D-MA-8] (D-MA), 2020-07-13T00:00:00.000Z
- Del. San Nicolas, Michael F. Q. [D-GU-At Large] (D-GU), 2020-07-21T00:00:00.000Z
- Rep. Cohen, Steve [D-TN-9] (D-TN), 2020-07-30T00:00:00.000Z
- Rep. Evans, Dwight [D-PA-3] (D-PA), 2020-08-21T00:00:00.000Z
- Rep. Cooper, Jim [D-TN-5] (D-TN), 2020-09-22T00:00:00.000Z
- Rep. DeSaulnier, Mark [D-CA-10] (D-CA), 2020-09-22T00:00:00.000Z
- Rep. Johnson, Henry C. "Hank" [D-GA-4] (D-GA), 2020-09-22T00:00:00.000Z
- Rep. Sires, Albio [D-NJ-8] (D-NJ), 2020-09-22T00:00:00.000Z
- Rep. Grijalva, Raúl M. [D-AZ-7] (D-AZ), 2020-10-20T00:00:00.000Z
- Rep. Fudge, Marcia L. [D-OH-11] (D-OH), 2020-11-05T00:00:00.000Z
- Rep. Davis, Danny K. [D-IL-7] (D-IL), 2020-11-18T00:00:00.000Z
- Rep. Mfume, Kweisi [D-MD-7] (D-MD), 2020-12-21T00:00:00.000Z

## Related bills

- 116-hr-8015: Delivering for America Act
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-4104: Negro Leagues Baseball Centennial Commemorative Coin Act
- 116-hr-2382: USPS Fairness Act
- 116-hr-51: Washington, D.C. Admission Act
- 116-hr-7197: RESTAURANTS Act of 2020

## Sources
- [116-hr-6492 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/6492)

## Related
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-4104: Negro Leagues Baseball Centennial Commemorative Coin Act](https://policyrisk.com/legislation/116-hr-4104)
- [116-hr-2382: USPS Fairness Act](https://policyrisk.com/legislation/116-hr-2382)
- [116-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/116-hr-51)
- [116-hr-7197: RESTAURANTS Act of 2020](https://policyrisk.com/legislation/116-hr-7197)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-6492 (as of 2025-11-18).