# 116-hr-6494: Business Interruption Insurance Coverage Act of 2020

116-hr-6494, Business Interruption Insurance Coverage Act of 2020, is a 116th Congress bill sponsored by Rep. Thompson, Mike [D-CA-4] (D-CA); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-6494
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-6494
- Congress: 116
- Title: Business Interruption Insurance Coverage Act of 2020
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2020-04-14
- Sponsor: Rep. Thompson, Mike [D-CA-4] (D-CA)
- Cosponsors: 13
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Business Interruption Insurance Coverage Act of 2020 This bill requires insurers that provide business interruption coverage to insure as part of this coverage losses from a viral pandemic, a government-ordered business closure or evacuation, or a power disruption conducted for public safety purposes. The bill also nullifies provisions in a business interruption insurance contract in force on the date of enactment that exclude such an event from coverage. An insurer may reinstate such an exclusion if (1) the insured authorizes the reinstatement in writing, or (2) the insured fails to pay the corresponding premium increase after adequate notice by the insurer of such an increase.

## Cosponsors (13)

- Rep. Larson, John B. [D-CT-1] (D-CT), 2020-04-14T00:00:00.000Z
- Rep. Hastings, Alcee L. [D-FL-20] (D-FL), 2020-04-14T00:00:00.000Z
- Rep. Napolitano, Grace F. [D-CA-31] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. Rogers, Mike D. [R-AL-3] (R-AL), 2020-04-14T00:00:00.000Z
- Rep. McNerney, Jerry [D-CA-9] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. Cisneros, Gilbert Ray [D-CA-31] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. Cox, TJ [D-CA-21] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. Garamendi, John [D-CA-8] (D-CA), 2020-04-14T00:00:00.000Z
- Rep. Soto, Darren [D-FL-9] (D-FL), 2020-04-14T00:00:00.000Z
- Rep. Porter, Katie [D-CA-47] (D-CA), 2020-04-21T00:00:00.000Z
- Rep. Khanna, Ro [D-CA-17] (D-CA), 2020-05-01T00:00:00.000Z
- Rep. Crist, Charlie [D-FL-13] (D-FL), 2020-05-08T00:00:00.000Z
- Rep. Cohen, Steve [D-TN-9] (D-TN), 2020-05-08T00:00:00.000Z

## Related bills

- 116-hr-1570: Removing Barriers to Colorectal Cancer Screening Act of 2020
- 116-hr-8015: Delivering for America Act
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-7092: Great American Outdoors Act
- 116-hr-5602: Domestic Terrorism Prevention Act of 2020
- 116-hr-5221: 100% Clean Economy Act of 2019

## Sources
- [116-hr-6494 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/6494)

## Related
- [116-hr-1570: Removing Barriers to Colorectal Cancer Screening Act of 2020](https://policyrisk.com/legislation/116-hr-1570)
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-7092: Great American Outdoors Act](https://policyrisk.com/legislation/116-hr-7092)
- [116-hr-5602: Domestic Terrorism Prevention Act of 2020](https://policyrisk.com/legislation/116-hr-5602)
- [116-hr-5221: 100% Clean Economy Act of 2019](https://policyrisk.com/legislation/116-hr-5221)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-6494 (as of 2025-11-18).