# 116-hr-6576: Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020

116-hr-6576, Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020, is a 116th Congress bill sponsored by Rep. Cicilline, David N. [D-RI-1] (D-RI); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-6576
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-6576
- Congress: 116
- Title: Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2020-04-21
- Sponsor: Rep. Cicilline, David N. [D-RI-1] (D-RI)
- Cosponsors: 13
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020 This bill suspends, during a major disaster or emergency declaration and for 120 days after the end of the incident period, certain penalties applicable to consumer transaction accounts. During such a period, depository institutions are prohibited from charging checking-account penalties (i.e., non-sufficient fund fees and overdraft coverage fees), or  reporting a consumer's overdraft use to a credit reporting agency.

## Cosponsors (13)

- Rep. Maloney, Carolyn B. [D-NY-12] (D-NY), 2020-04-21T00:00:00.000Z
- Rep. Thompson, Bennie G. [D-MS-2] (D-MS), 2020-05-01T00:00:00.000Z
- Rep. Jayapal, Pramila [D-WA-7] (D-WA), 2020-05-01T00:00:00.000Z
- Rep. Schakowsky, Janice D. [D-IL-9] (D-IL), 2020-05-01T00:00:00.000Z
- Rep. McGovern, James P. [D-MA-2] (D-MA), 2020-05-01T00:00:00.000Z
- Rep. Watson Coleman, Bonnie [D-NJ-12] (D-NJ), 2020-05-01T00:00:00.000Z
- Rep. Langevin, James R. [D-RI-2] (D-RI), 2020-05-01T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2020-06-08T00:00:00.000Z
- Rep. Raskin, Jamie [D-MD-8] (D-MD), 2020-06-08T00:00:00.000Z
- Rep. Scanlon, Mary Gay [D-PA-5] (D-PA), 2020-06-25T00:00:00.000Z
- Rep. Velázquez, Nydia M. [D-NY-7] (D-NY), 2020-06-25T00:00:00.000Z
- Rep. Levin, Mike [D-CA-49] (D-CA), 2020-06-25T00:00:00.000Z
- Rep. Rush, Bobby L. [D-IL-1] (D-IL), 2020-06-25T00:00:00.000Z

## Related bills

- 116-hr-8015: Delivering for America Act
- 116-hr-7232: Juneteenth National Independence Day Act
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-7092: Great American Outdoors Act
- 116-hr-4674: College Affordability Act
- 116-hr-4104: Negro Leagues Baseball Centennial Commemorative Coin Act

## Sources
- [116-hr-6576 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/6576)

## Related
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7232: Juneteenth National Independence Day Act](https://policyrisk.com/legislation/116-hr-7232)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-7092: Great American Outdoors Act](https://policyrisk.com/legislation/116-hr-7092)
- [116-hr-4674: College Affordability Act](https://policyrisk.com/legislation/116-hr-4674)
- [116-hr-4104: Negro Leagues Baseball Centennial Commemorative Coin Act](https://policyrisk.com/legislation/116-hr-4104)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-6576 (as of 2025-11-18).