# 116-hr-6632: To amend the CARES Act to provide for repayment terms for mortgages in forbearance, and for other purposes.

116-hr-6632, To amend the CARES Act to provide for repayment terms for mortgages in forbearance, and for other purposes., is a 116th Congress bill sponsored by Rep. Soto, Darren [D-FL-9] (D-FL); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-6632
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-6632
- Congress: 116
- Title: To amend the CARES Act to provide for repayment terms for mortgages in forbearance, and for other purposes.
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2020-04-28
- Sponsor: Rep. Soto, Darren [D-FL-9] (D-FL)
- Cosponsors: 17
- Policy area: Housing and Community Development
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

This bill establishes repayment terms for federally-related mortgages in forbearance as part of existing COVID-19 (i.e., coronavirus disease 2019) economic aid programs. Specifically, the term of such a mortgage must be extended for the same length of time as the length of the forbearance. Additionally, the payments due during the forbearance must be evenly distributed across future payments with no additional interest or fees beyond amounts otherwise due had the borrower made such payments on time and in full.

## Cosponsors (17)

- Rep. Hayes, Jahana [D-CT-5] (D-CT), 2020-04-28T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2020-04-28T00:00:00.000Z
- Rep. Wilson, Frederica S. [D-FL-24] (D-FL), 2020-04-28T00:00:00.000Z
- Rep. Castor, Kathy [D-FL-14] (D-FL), 2020-04-28T00:00:00.000Z
- Rep. Cohen, Steve [D-TN-9] (D-TN), 2020-04-28T00:00:00.000Z
- Rep. Cárdenas, Tony [D-CA-29] (D-CA), 2020-04-28T00:00:00.000Z
- Rep. Courtney, Joe [D-CT-2] (D-CT), 2020-04-28T00:00:00.000Z
- Rep. Blumenauer, Earl [D-OR-3] (D-OR), 2020-04-28T00:00:00.000Z
- Rep. Luria, Elaine G. [D-VA-2] (D-VA), 2020-04-28T00:00:00.000Z
- Rep. McGovern, James P. [D-MA-2] (D-MA), 2020-05-05T00:00:00.000Z
- Rep. Barragán, Nanette Diaz [D-CA-44] (D-CA), 2020-05-05T00:00:00.000Z
- Rep. Levin, Mike [D-CA-49] (D-CA), 2020-05-05T00:00:00.000Z
- Rep. Gonzalez, Vicente [D-TX-34] (D-TX), 2020-05-05T00:00:00.000Z
- Rep. Hastings, Alcee L. [D-FL-20] (D-FL), 2020-05-05T00:00:00.000Z
- Rep. Crist, Charlie [D-FL-13] (D-FL), 2020-05-05T00:00:00.000Z
- Rep. Lowenthal, Alan S. [D-CA-47] (D-CA), 2020-05-05T00:00:00.000Z
- Rep. Cooper, Jim [D-TN-5] (D-TN), 2020-05-08T00:00:00.000Z

## Related bills

- 116-hr-8015: Delivering for America Act
- 116-hr-7197: RESTAURANTS Act of 2020
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-2474: Protecting the Right to Organize Act of 2019
- 116-hr-2420: National Museum of the American Latino Act
- 116-hr-2382: USPS Fairness Act

## Sources
- [116-hr-6632 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/6632)

## Related
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7197: RESTAURANTS Act of 2020](https://policyrisk.com/legislation/116-hr-7197)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-2474: Protecting the Right to Organize Act of 2019](https://policyrisk.com/legislation/116-hr-2474)
- [116-hr-2420: National Museum of the American Latino Act](https://policyrisk.com/legislation/116-hr-2420)
- [116-hr-2382: USPS Fairness Act](https://policyrisk.com/legislation/116-hr-2382)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-6632 (as of 2025-11-18).