# 116-hr-7301: Emergency Housing Protections and Relief Act of 2020

116-hr-7301, Emergency Housing Protections and Relief Act of 2020, is a 116th Congress bill sponsored by Rep. Waters, Maxine [D-CA-43] (D-CA); status Received in the Senate. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-7301
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-7301
- Congress: 116
- Title: Emergency Housing Protections and Relief Act of 2020
- Status: Received in the Senate.
- Introduced: 2020-06-24
- Sponsor: Rep. Waters, Maxine [D-CA-43] (D-CA)
- Cosponsors: 9
- Policy area: Housing and Community Development
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Emergency Housing Protections and Relief Act of 2020 This bill addresses various housing issues in response to the COVID-19 (i.e., coronavirus disease 2019) public health emergency, including housing assistance programs and moratoriums on evictions and foreclosures. The bill authorizes additional housing assistance, including rental assistance, for (1) low-income individuals with families, including those who are homeless or at risk of homelessness; (2) the elderly; (3) individuals with disabilities; and (4) rural renters. In addition, the bill establishes a 12-month moratorium on evictions covering all tenants, whereas the previously enacted moratorium covered only tenants of federally assisted properties. Similarly, the bill establishes a 12-month moratorium on foreclosures that covers all tenants, whereas the previously enacted moratorium covered only federally backed mortgages. The bill also establishes an automatic 60-day forbearance (i.e., suspension of mortgage payments) for a single-family mortgage that becomes delinquent by 60 days during the public health emergency. Under current law, the borrower must request a forbearance. This automatic forbearance also applies to certain reverse mortgages. The bill extends the maximum period of forbearance for multifamily mortgages from 90 days to 12 months. Additionally, the bill establishes a six-month moratorium on the repossession of personal property used as a dwelling. The bill also provides additional bankruptcy protections by (1) increasing the homestead exemption (generally, the equity in a residence that is protected from creditors in a bankruptcy proceeding) from $15,000 to $100,000, and (2) expanding eligibility for Chapter 13 bankruptcy.

## Cosponsors (9)

- WM. CLAY (D-MO), 2020-06-26T00:00:00.000Z
- Rep. Heck, Denny [D-WA-10] (D-WA), 2020-06-26T00:00:00.000Z
- Rep. Scott, David [D-GA-13] (D-GA), 2020-06-26T00:00:00.000Z
- Rep. Velázquez, Nydia M. [D-NY-7] (D-NY), 2020-06-26T00:00:00.000Z
- Rep. Green, Al [D-TX-9] (D-TX), 2020-06-26T00:00:00.000Z
- Rep. Pressley, Ayanna [D-MA-7] (D-MA), 2020-06-26T00:00:00.000Z
- Rep. García, Jesús G. "Chuy" [D-IL-4] (D-IL), 2020-06-26T00:00:00.000Z
- Rep. Axne, Cynthia [D-IA-3] (D-IA), 2020-06-26T00:00:00.000Z
- Del. San Nicolas, Michael F. Q. [D-GU-At Large] (D-GU), 2020-06-26T00:00:00.000Z

## Related bills

- 116-hr-8015: Delivering for America Act
- 116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020
- 116-hr-2420: National Museum of the American Latino Act
- 116-hr-2382: USPS Fairness Act
- 116-hr-865: Rebuild America’s Schools Act of 2019
- 116-hr-51: Washington, D.C. Admission Act

## Sources
- [116-hr-7301 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/7301)

## Related
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-6820: Emergency Rental Assistance and Rental Market Stabilization Act of 2020](https://policyrisk.com/legislation/116-hr-6820)
- [116-hr-2420: National Museum of the American Latino Act](https://policyrisk.com/legislation/116-hr-2420)
- [116-hr-2382: USPS Fairness Act](https://policyrisk.com/legislation/116-hr-2382)
- [116-hr-865: Rebuild America’s Schools Act of 2019](https://policyrisk.com/legislation/116-hr-865)
- [116-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/116-hr-51)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-7301 (as of 2025-11-18).