# 116-hr-7872: Responsible Borrowing Act of 2020

116-hr-7872, Responsible Borrowing Act of 2020, is a 116th Congress bill sponsored by Rep. Grothman, Glenn [R-WI-6] (R-WI); status Referred to the House Committee on Education and Labor. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-7872
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-7872
- Congress: 116
- Title: Responsible Borrowing Act of 2020
- Status: Referred to the House Committee on Education and Labor.
- Introduced: 2020-07-30
- Sponsor: Rep. Grothman, Glenn [R-WI-6] (R-WI)
- Cosponsors: 0
- Policy area: Education
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Responsible Borrowing Act of 2020 This bill authorizes institutions of higher education (IHEs) to prorate or limit the amount of a Federal Direct Loan that an enrolled student may borrow for an academic year. The bill specifies the factors that an IHE may use to limit these loans. These factors include the average starting salary for typical occupations pursued by graduates of the program, the enrollment status of the student (i.e., full- or part-time enrollment), the credential level of the program (e.g., degree or certificate), and the year of the program for which the student is seeking the loan. Upon request of a student whose loan has been prorated or limited, an IHE may increase the amount of the loan within otherwise applicable limits if the student demonstrates special circumstances or exceptional need.

## Related bills

- 116-hr-8801: Air America Act of 2020
- 116-hr-8702: Holding Providers Harmless From Medicare Cuts During COVID–19 Act of 2020
- 116-hr-8662: Accelerating Access to Critical Therapies for ALS Act
- 116-hr-8498: Informed Consent Act
- 116-hr-8425: To designate the facility of the United States Postal Service located at 430 South Knowles Avenue in New Richmond, Wisconsin, as the "Captain Robert C. Harmon…
- 116-hr-8353: Women’s Public Health and Safety Act

## Sources
- [116-hr-7872 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/7872)

## Related
- [116-hr-8801: Air America Act of 2020](https://policyrisk.com/legislation/116-hr-8801)
- [116-hr-8702: Holding Providers Harmless From Medicare Cuts During COVID–19 Act of 2020](https://policyrisk.com/legislation/116-hr-8702)
- [116-hr-8662: Accelerating Access to Critical Therapies for ALS Act](https://policyrisk.com/legislation/116-hr-8662)
- [116-hr-8498: Informed Consent Act](https://policyrisk.com/legislation/116-hr-8498)
- [116-hr-8425: To designate the facility of the United States Postal Service located at 430 So…](https://policyrisk.com/legislation/116-hr-8425)
- [116-hr-8353: Women’s Public Health and Safety Act](https://policyrisk.com/legislation/116-hr-8353)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-7872 (as of 2025-11-18).