# 116-hr-8536: Fair Medical Debt Reporting Act

116-hr-8536, Fair Medical Debt Reporting Act, is a 116th Congress bill sponsored by Rep. Gallagher, Mike [R-WI-8] (R-WI); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-8536
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-8536
- Congress: 116
- Title: Fair Medical Debt Reporting Act
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2020-10-06
- Sponsor: Rep. Gallagher, Mike [R-WI-8] (R-WI)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Fair Medical Debt Reporting Act This bill prohibits credit reporting agencies from including certain medical debt on a consumer report. Specifically, agencies may not include on a report medical debt that has not been placed for collection, medical debt that was placed for collection within a year prior to the report, or medical debt fully paid or settled within a certain period of time. Before a person provides information regarding a consumer's medical debt to a credit reporting agency, that person must notify the consumer of the restrictions regarding the reporting of medical debt and provide the consumer with details regarding the medical debt.

## Related bills

- 116-hr-8801: Air America Act of 2020
- 116-hr-8800: American Financial Markets Integrity and Security Act
- 116-hr-8702: Holding Providers Harmless From Medicare Cuts During COVID–19 Act of 2020
- 116-hr-8663: Chinese Communist Party Influence Transparency Act
- 116-hr-8662: Accelerating Access to Critical Therapies for ALS Act
- 116-hr-12: CTF Act

## Sources
- [116-hr-8536 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/8536)

## Related
- [116-hr-8801: Air America Act of 2020](https://policyrisk.com/legislation/116-hr-8801)
- [116-hr-8800: American Financial Markets Integrity and Security Act](https://policyrisk.com/legislation/116-hr-8800)
- [116-hr-8702: Holding Providers Harmless From Medicare Cuts During COVID–19 Act of 2020](https://policyrisk.com/legislation/116-hr-8702)
- [116-hr-8663: Chinese Communist Party Influence Transparency Act](https://policyrisk.com/legislation/116-hr-8663)
- [116-hr-8662: Accelerating Access to Critical Therapies for ALS Act](https://policyrisk.com/legislation/116-hr-8662)
- [116-hr-12: CTF Act](https://policyrisk.com/legislation/116-hr-12)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-8536 (as of 2025-11-18).