# 116-hr-8576: PAID Study Act of 2020

116-hr-8576, PAID Study Act of 2020, is a 116th Congress bill sponsored by Rep. Tlaib, Rashida [D-MI-12] (D-MI); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/116-hr-8576
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 116-hr-8576
- Congress: 116
- Title: PAID Study Act of 2020
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2020-10-09
- Sponsor: Rep. Tlaib, Rashida [D-MI-12] (D-MI)
- Cosponsors: 3
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Prevent Auto Insurance Discrimination Study Act of 2020 or the PAID Study Act of 2020 This bill requires the Government Accountability Office (GAO) to report on discrimination in private passenger automobile insurance coverage. Specifically, the GAO must report every two years on the use of non-driving related underwriting factors; controls and practices in use by insurers to prevent discriminatory pricing of coverage; how premiums are impacted by zip code, race, religion, and other factors; and state insurance regulatory oversight and enforcement regarding discriminatory pricing. State insurance regulatory bodies must take into consideration these reports in establishing and approving premium rates for private passenger automobile insurance coverage.

## Cosponsors (3)

- Rep. Watson Coleman, Bonnie [D-NJ-12] (D-NJ), 2020-10-09T00:00:00.000Z
- Rep. Takano, Mark [D-CA-39] (D-CA), 2020-10-09T00:00:00.000Z
- Rep. García, Jesús G. "Chuy" [D-IL-4] (D-IL), 2020-10-09T00:00:00.000Z

## Related bills

- 116-hr-8270: I am Vanessa Guillén Act of 2020
- 116-hr-8015: Delivering for America Act
- 116-hr-7816: Abortion is Health Care Everywhere Act of 2020
- 116-hr-7197: RESTAURANTS Act of 2020
- 116-hr-7120: George Floyd Justice in Policing Act of 2020
- 116-hr-7027: Child Care Is Essential Act

## Sources
- [116-hr-8576 on Congress.gov](https://www.congress.gov/bill/116th-congress/house-bill/8576)

## Related
- [116-hr-8270: I am Vanessa Guillén Act of 2020](https://policyrisk.com/legislation/116-hr-8270)
- [116-hr-8015: Delivering for America Act](https://policyrisk.com/legislation/116-hr-8015)
- [116-hr-7816: Abortion is Health Care Everywhere Act of 2020](https://policyrisk.com/legislation/116-hr-7816)
- [116-hr-7197: RESTAURANTS Act of 2020](https://policyrisk.com/legislation/116-hr-7197)
- [116-hr-7120: George Floyd Justice in Policing Act of 2020](https://policyrisk.com/legislation/116-hr-7120)
- [116-hr-7027: Child Care Is Essential Act](https://policyrisk.com/legislation/116-hr-7027)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/116-hr-8576 (as of 2025-11-18).