# 117-hr-4495: Downpayment Toward Equity Act of 2021

117-hr-4495, Downpayment Toward Equity Act of 2021, is a 117th Congress bill sponsored by Rep. Waters, Maxine [D-CA-43] (D-CA); status Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 23. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/117-hr-4495
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 117-hr-4495
- Congress: 117
- Title: Downpayment Toward Equity Act of 2021
- Status: Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 23.
- Introduced: 2021-07-16
- Sponsor: Rep. Waters, Maxine [D-CA-43] (D-CA)
- Cosponsors: 65
- Policy area: Housing and Community Development
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Downpayment Toward Equity Act of 2021 This bill establishes a grant program through the Department of Housing and Urban Development for states and other entities to provide qualifying assistance to certain first-time, first-generation home buyers in purchasing their first homes. Qualifying assistance includes assistance for mortgage down payments, mortgage closing costs, reduction of mortgage interest rates, subsidies for shared equity homes, or for certain preoccupancy modifications to a home to accommodate persons with disabilities. The bill also establishes grant requirements regarding home buyer income, types of housing, homeowner occupancy, types of mortgages, and home buyer counseling.

## Cosponsors (65)

- Rep. Green, Al [D-TX-9] (D-TX), 2021-07-16T00:00:00.000Z
- Rep. Pressley, Ayanna [D-MA-7] (D-MA), 2021-07-16T00:00:00.000Z
- Rep. García, Jesús G. "Chuy" [D-IL-4] (D-IL), 2021-07-16T00:00:00.000Z
- Rep. Garcia, Sylvia R. [D-TX-29] (D-TX), 2021-07-16T00:00:00.000Z
- Rep. Axne, Cynthia [D-IA-3] (D-IA), 2021-07-16T00:00:00.000Z
- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2021-07-16T00:00:00.000Z
- Rep. Velázquez, Nydia M. [D-NY-7] (D-NY), 2021-07-16T00:00:00.000Z
- Rep. Lawson, Al, Jr. [D-FL-5] (D-FL), 2021-07-16T00:00:00.000Z
- Rep. Ocasio-Cortez, Alexandria [D-NY-14] (D-NY), 2021-07-16T00:00:00.000Z
- Rep. Tlaib, Rashida [D-MI-12] (D-MI), 2021-07-16T00:00:00.000Z
- Rep. Torres, Ritchie [D-NY-15] (D-NY), 2021-07-16T00:00:00.000Z
- Rep. Williams, Nikema [D-GA-5] (D-GA), 2021-07-16T00:00:00.000Z
- Rep. Auchincloss, Jake [D-MA-4] (D-MA), 2021-07-16T00:00:00.000Z
- Rep. Lieu, Ted [D-CA-36] (D-CA), 2021-07-16T00:00:00.000Z
- Rep. Lee, Barbara [D-CA-12] (D-CA), 2021-07-16T00:00:00.000Z
- Rep. Sires, Albio [D-NJ-8] (D-NJ), 2021-07-16T00:00:00.000Z
- Rep. Clarke, Yvette D. [D-NY-9] (D-NY), 2021-07-16T00:00:00.000Z
- Rep. Evans, Dwight [D-PA-3] (D-PA), 2021-07-16T00:00:00.000Z
- Rep. Espaillat, Adriano [D-NY-13] (D-NY), 2021-07-16T00:00:00.000Z
- Rep. Moore, Gwen [D-WI-4] (D-WI), 2021-07-16T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2021-07-16T00:00:00.000Z
- Rep. Bowman, Jamaal [D-NY-16] (D-NY), 2021-07-16T00:00:00.000Z
- Rep. Ross, Deborah K. [D-NC-2] (D-NC), 2021-07-16T00:00:00.000Z
- Rep. Schakowsky, Janice D. [D-IL-9] (D-IL), 2021-07-16T00:00:00.000Z
- Rep. Sánchez, Linda T. [D-CA-38] (D-CA), 2021-07-16T00:00:00.000Z
- Rep. Gonzalez, Vicente [D-TX-34] (D-TX), 2021-07-16T00:00:00.000Z
- Rep. Nadler, Jerrold [D-NY-12] (D-NY), 2021-07-28T00:00:00.000Z
- Rep. Titus, Dina [D-NV-1] (D-NV), 2021-07-28T00:00:00.000Z
- Rep. Hayes, Jahana [D-CT-5] (D-CT), 2021-07-28T00:00:00.000Z
- Rep. Lawrence, Brenda L. [D-MI-14] (D-MI), 2021-07-28T00:00:00.000Z
- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2021-07-28T00:00:00.000Z
- Rep. Napolitano, Grace F. [D-CA-31] (D-CA), 2021-07-28T00:00:00.000Z
- Rep. Cohen, Steve [D-TN-9] (D-TN), 2021-07-28T00:00:00.000Z
- Rep. Strickland, Marilyn [D-WA-10] (D-WA), 2021-07-28T00:00:00.000Z
- Rep. Jones, Mondaire [D-NY-17] (D-NY), 2021-07-28T00:00:00.000Z
- Rep. Soto, Darren [D-FL-9] (D-FL), 2021-07-28T00:00:00.000Z
- Rep. Chu, Judy [D-CA-28] (D-CA), 2021-07-28T00:00:00.000Z
- Rep. Newman, Marie [D-IL-3] (D-IL), 2021-07-28T00:00:00.000Z
- Rep. Jackson Lee, Sheila [D-TX-18] (D-TX), 2021-07-28T00:00:00.000Z
- Rep. Rush, Bobby L. [D-IL-1] (D-IL), 2021-07-28T00:00:00.000Z
- Rep. Horsford, Steven [D-NV-4] (D-NV), 2021-07-28T00:00:00.000Z
- Rep. Kaptur, Marcy [D-OH-9] (D-OH), 2021-07-28T00:00:00.000Z
- Rep. Perlmutter, Ed [D-CO-7] (D-CO), 2021-07-28T00:00:00.000Z
- Rep. Cicilline, David N. [D-RI-1] (D-RI), 2021-07-28T00:00:00.000Z
- Del. San Nicolas, Michael F. Q. [D-GU-At Large] (D-GU), 2021-07-28T00:00:00.000Z
- Rep. Payne, Donald M., Jr. [D-NJ-10] (D-NJ), 2021-07-28T00:00:00.000Z
- Rep. Meng, Grace [D-NY-6] (D-NY), 2021-07-28T00:00:00.000Z
- Rep. Khanna, Ro [D-CA-17] (D-CA), 2021-07-28T00:00:00.000Z
- Rep. Bush, Cori [D-MO-1] (D-MO), 2021-07-28T00:00:00.000Z
- Rep. Adams, Alma S. [D-NC-12] (D-NC), 2021-07-28T00:00:00.000Z
- Rep. Bonamici, Suzanne [D-OR-1] (D-OR), 2021-08-24T00:00:00.000Z
- Rep. Davis, Danny K. [D-IL-7] (D-IL), 2021-08-24T00:00:00.000Z
- Sen. Schiff, Adam B. [D-CA] (D-CA), 2021-08-24T00:00:00.000Z
- Rep. Aguilar, Pete [D-CA-33] (D-CA), 2021-08-24T00:00:00.000Z
- Rep. McGovern, James P. [D-MA-2] (D-MA), 2021-08-24T00:00:00.000Z
- Rep. Cárdenas, Tony [D-CA-29] (D-CA), 2021-08-24T00:00:00.000Z
- Rep. Dean, Madeleine [D-PA-4] (D-PA), 2021-08-24T00:00:00.000Z
- Rep. Bass, Karen [D-CA-37] (D-CA), 2021-09-23T00:00:00.000Z
- Rep. Scanlon, Mary Gay [D-PA-5] (D-PA), 2021-09-23T00:00:00.000Z
- Rep. Gomez, Jimmy [D-CA-34] (D-CA), 2022-03-28T00:00:00.000Z
- Rep. Stansbury, Melanie A. [D-NM-1] (D-NM), 2022-04-14T00:00:00.000Z
- Rep. Levin, Mike [D-CA-49] (D-CA), 2022-06-07T00:00:00.000Z
- Rep. Ruiz, Raul [D-CA-25] (D-CA), 2022-06-07T00:00:00.000Z
- Sen. Welch, Peter [D-VT] (D-VT), 2022-11-10T00:00:00.000Z
- Rep. Blumenauer, Earl [D-OR-3] (D-OR), 2021-07-16T00:00:00.000Z

## Related bills

- 117-hr-5577: To designate the facility of the United States Postal Service located at 3900 Crown Road Southwest in Atlanta, Georgia, as the "John R. Lewis Post Office Build…
- 117-hr-4: John R. Lewis Voting Rights Advancement Act of 2021
- 117-hr-3488: John Lewis Every Child Deserves a Family Act
- 117-hr-2252: Emmett Till and Mamie Till-Mobley Congressional Gold Medal Act of 2021
- 117-hr-1948: VA Employee Fairness Act of 2021
- 117-hr-5723: Social Security 2100: A Sacred Trust

## Sources
- [117-hr-4495 on Congress.gov](https://www.congress.gov/bill/117th-congress/house-bill/4495)

## Related
- [117-hr-5577: To designate the facility of the United States Postal Service located at 3900 C…](https://policyrisk.com/legislation/117-hr-5577)
- [117-hr-4: John R. Lewis Voting Rights Advancement Act of 2021](https://policyrisk.com/legislation/117-hr-4)
- [117-hr-3488: John Lewis Every Child Deserves a Family Act](https://policyrisk.com/legislation/117-hr-3488)
- [117-hr-2252: Emmett Till and Mamie Till-Mobley Congressional Gold Medal Act of 2021](https://policyrisk.com/legislation/117-hr-2252)
- [117-hr-1948: VA Employee Fairness Act of 2021](https://policyrisk.com/legislation/117-hr-1948)
- [117-hr-5723: Social Security 2100: A Sacred Trust](https://policyrisk.com/legislation/117-hr-5723)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/117-hr-4495 (as of 2025-11-18).