# 117-hr-4865: Registration for Index-Linked Annuities Act

117-hr-4865, Registration for Index-Linked Annuities Act, is a 117th Congress bill sponsored by Rep. Adams, Alma S. [D-NC-12] (D-NC); status Ordered to be Reported in the Nature of a Substitute (Amended) by Voice Vote. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/117-hr-4865
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 117-hr-4865
- Congress: 117
- Title: Registration for Index-Linked Annuities Act
- Status: Ordered to be Reported in the Nature of a Substitute (Amended) by Voice Vote.
- Introduced: 2021-07-30
- Sponsor: Rep. Adams, Alma S. [D-NC-12] (D-NC)
- Cosponsors: 36
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Registration for Index-Linked Annuities Act This bill requires the Securities and Exchange Commission (SEC) to create a new form for the registration of index-linked annuities to ensure that a purchaser can make a knowledgeable decision. The bill defines a registered index-linked annuity as an annuity that is deemed a security, that must be registered with the SEC, and that is issued by an insurance company subject to state supervision. Furthermore, the returns of these annuities (1) are based on the performance of a specified benchmark index or rate, and (2) may be subject to a market value adjustment if amounts are withdrawn early.

## Cosponsors (36)

- Rep. Phillips, Dean [D-MN-3] (D-MN), 2021-07-30T00:00:00.000Z
- Rep. Gonzalez, Anthony [R-OH-16] (R-OH), 2021-07-30T00:00:00.000Z
- Rep. Perlmutter, Ed [D-CO-7] (D-CO), 2021-08-31T00:00:00.000Z
- Rep. Huizenga, Bill [R-MI-4] (R-MI), 2021-08-31T00:00:00.000Z
- Rep. Wagner, Ann [R-MO-2] (R-MO), 2021-09-10T00:00:00.000Z
- Rep. Beatty, Joyce [D-OH-3] (D-OH), 2021-09-23T00:00:00.000Z
- Rep. Timmons, William R. [R-SC-4] (R-SC), 2021-09-23T00:00:00.000Z
- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2021-10-19T00:00:00.000Z
- Rep. Hollingsworth, Trey [R-IN-9] (R-IN), 2021-10-19T00:00:00.000Z
- Rep. Axne, Cynthia [D-IA-3] (D-IA), 2021-10-19T00:00:00.000Z
- Sen. Budd, Ted [R-NC] (R-NC), 2021-10-19T00:00:00.000Z
- Rep. Auchincloss, Jake [D-MA-4] (D-MA), 2021-11-03T00:00:00.000Z
- Rep. Williams, Roger [R-TX-25] (R-TX), 2021-11-03T00:00:00.000Z
- Rep. Lawson, Al, Jr. [D-FL-5] (D-FL), 2021-11-05T00:00:00.000Z
- Rep. Joyce, David P. [R-OH-14] (R-OH), 2021-11-05T00:00:00.000Z
- Rep. Velázquez, Nydia M. [D-NY-7] (D-NY), 2021-11-09T00:00:00.000Z
- Rep. Kustoff, David [R-TN-8] (R-TN), 2021-11-09T00:00:00.000Z
- Rep. Foster, Bill [D-IL-11] (D-IL), 2021-12-02T00:00:00.000Z
- Rep. Taylor, Van [R-TX-3] (R-TX), 2021-12-02T00:00:00.000Z
- Rep. Lynch, Stephen F. [D-MA-8] (D-MA), 2021-12-08T00:00:00.000Z
- Rep. Steil, Bryan [R-WI-1] (R-WI), 2021-12-08T00:00:00.000Z
- Rep. Torres, Ritchie [D-NY-15] (D-NY), 2021-12-13T00:00:00.000Z
- Rep. Luetkemeyer, Blaine [R-MO-3] (R-MO), 2021-12-13T00:00:00.000Z
- Rep. Dean, Madeleine [D-PA-4] (D-PA), 2022-01-11T00:00:00.000Z
- Rep. Hill, J. French [R-AR-2] (R-AR), 2022-01-11T00:00:00.000Z
- Rep. Garcia, Sylvia R. [D-TX-29] (D-TX), 2022-02-02T00:00:00.000Z
- Rep. Loudermilk, Barry [R-GA-11] (R-GA), 2022-02-02T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2022-03-07T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2022-03-07T00:00:00.000Z
- Rep. Sherman, Brad [D-CA-32] (D-CA), 2022-05-11T00:00:00.000Z
- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2022-05-31T00:00:00.000Z
- Rep. Mooney, Alexander X. [R-WV-2] (R-WV), 2022-06-14T00:00:00.000Z
- Rep. Maloney, Carolyn B. [D-NY-12] (D-NY), 2022-07-18T00:00:00.000Z
- Rep. Davidson, Warren [R-OH-8] (R-OH), 2022-07-26T00:00:00.000Z
- Rep. Kim, Young [R-CA-40] (R-CA), 2022-07-27T00:00:00.000Z
- Rep. Hudson, Richard [R-NC-9] (R-NC), 2022-09-29T00:00:00.000Z

## Related bills

- 117-hr-2471: Consolidated Appropriations Act, 2022
- 117-hr-1448: PAWS for Veterans Therapy Act
- 117-hr-3630: Lymphedema Treatment Act
- 117-hres-881: Condemning the heinous terrorist attack on Congregation Beth Israel in Colleyville, Texas, on January 15, 2022.
- 117-hr-2748: Israel Relations Normalization Act of 2021
- 117-hr-1916: Ensuring Lasting Smiles Act

## Sources
- [117-hr-4865 on Congress.gov](https://www.congress.gov/bill/117th-congress/house-bill/4865)

## Related
- [117-hr-2471: Consolidated Appropriations Act, 2022](https://policyrisk.com/legislation/117-hr-2471)
- [117-hr-1448: PAWS for Veterans Therapy Act](https://policyrisk.com/legislation/117-hr-1448)
- [117-hr-3630: Lymphedema Treatment Act](https://policyrisk.com/legislation/117-hr-3630)
- [117-hres-881: Condemning the heinous terrorist attack on Congregation Beth Israel in Colleyvi…](https://policyrisk.com/legislation/117-hres-881)
- [117-hr-2748: Israel Relations Normalization Act of 2021](https://policyrisk.com/legislation/117-hr-2748)
- [117-hr-1916: Ensuring Lasting Smiles Act](https://policyrisk.com/legislation/117-hr-1916)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/117-hr-4865 (as of 2025-11-18).