# 117-hr-4907: Private Student Loan Bankruptcy Fairness Act of 2019

117-hr-4907, Private Student Loan Bankruptcy Fairness Act of 2019, is a 117th Congress bill sponsored by Rep. Cohen, Steve [D-TN-9] (D-TN); status Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/117-hr-4907
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 117-hr-4907
- Congress: 117
- Title: Private Student Loan Bankruptcy Fairness Act of 2019
- Status: Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.
- Introduced: 2021-08-03
- Sponsor: Rep. Cohen, Steve [D-TN-9] (D-TN)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Private Student Loan Bankruptcy Fairness Act of 2019 [sic] This bill modifies the treatment of certain student loans in bankruptcy. Specifically it allows private education loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.

## Cosponsors (2)

- Rep. Davis, Danny K. [D-IL-7] (D-IL), 2021-08-03T00:00:00.000Z
- Rep. Swalwell, Eric [D-CA-14] (D-CA), 2021-08-03T00:00:00.000Z

## Related bills

- 117-hr-3537: Accelerating Access to Critical Therapies for ALS Act
- 117-hr-3525: Commission To Study the Potential Creation of a National Museum of Asian Pacific American History and Culture Act
- 117-hr-7791: Access to Baby Formula Act of 2022
- 117-hr-263: Big Cat Public Safety Act
- 117-hr-8404: Respect for Marriage Act
- 117-hr-1842: Harriet Tubman Bicentennial Commemorative Coin Act

## Sources
- [117-hr-4907 on Congress.gov](https://www.congress.gov/bill/117th-congress/house-bill/4907)

## Related
- [117-hr-3537: Accelerating Access to Critical Therapies for ALS Act](https://policyrisk.com/legislation/117-hr-3537)
- [117-hr-3525: Commission To Study the Potential Creation of a National Museum of Asian Pacifi…](https://policyrisk.com/legislation/117-hr-3525)
- [117-hr-7791: Access to Baby Formula Act of 2022](https://policyrisk.com/legislation/117-hr-7791)
- [117-hr-263: Big Cat Public Safety Act](https://policyrisk.com/legislation/117-hr-263)
- [117-hr-8404: Respect for Marriage Act](https://policyrisk.com/legislation/117-hr-8404)
- [117-hr-1842: Harriet Tubman Bicentennial Commemorative Coin Act](https://policyrisk.com/legislation/117-hr-1842)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/117-hr-4907 (as of 2025-11-18).