# 117-hr-6054: Small Business Lending Disclosure Act of 2021

117-hr-6054, Small Business Lending Disclosure Act of 2021, is a 117th Congress bill sponsored by Rep. Velázquez, Nydia M. [D-NY-7] (D-NY); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/117-hr-6054
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 117-hr-6054
- Congress: 117
- Title: Small Business Lending Disclosure Act of 2021
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2021-11-18
- Sponsor: Rep. Velázquez, Nydia M. [D-NY-7] (D-NY)
- Cosponsors: 7
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Small Business Lending Disclosure Act of 2021 This bill applies specified commercial lending protections to small business lending and extends the Consumer Financial Protection Bureau's regulatory authority regarding consumer financial products and services to include small business financing. Among other requirements, lenders offering financial products to small businesses must disclose the terms of the financing upon extending an offer and are prohibited from charging certain additional fees on a refinanced or modified loan.

## Cosponsors (7)

- Rep. Perlmutter, Ed [D-CO-7] (D-CO), 2021-11-18T00:00:00.000Z
- Rep. Waters, Maxine [D-CA-43] (D-CA), 2021-11-18T00:00:00.000Z
- Rep. Meeks, Gregory W. [D-NY-5] (D-NY), 2021-12-07T00:00:00.000Z
- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2022-01-18T00:00:00.000Z
- Rep. Beatty, Joyce [D-OH-3] (D-OH), 2022-01-18T00:00:00.000Z
- Rep. Lynch, Stephen F. [D-MA-8] (D-MA), 2022-01-18T00:00:00.000Z
- Rep. Maloney, Carolyn B. [D-NY-12] (D-NY), 2022-04-07T00:00:00.000Z

## Related bills

- 117-hr-7910: Protecting Our Kids Act
- 117-hr-6860: Latonya Reeves Freedom Act of 2022
- 117-hr-6015: Benjamin Berell Ferencz Congressional Gold Medal Act
- 117-hr-5723: Social Security 2100: A Sacred Trust
- 117-hr-5727: Public Service Freedom to Negotiate Act of 2021
- 117-hr-5577: To designate the facility of the United States Postal Service located at 3900 Crown Road Southwest in Atlanta, Georgia, as the "John R. Lewis Post Office Build…

## Sources
- [117-hr-6054 on Congress.gov](https://www.congress.gov/bill/117th-congress/house-bill/6054)

## Related
- [117-hr-7910: Protecting Our Kids Act](https://policyrisk.com/legislation/117-hr-7910)
- [117-hr-6860: Latonya Reeves Freedom Act of 2022](https://policyrisk.com/legislation/117-hr-6860)
- [117-hr-6015: Benjamin Berell Ferencz Congressional Gold Medal Act](https://policyrisk.com/legislation/117-hr-6015)
- [117-hr-5723: Social Security 2100: A Sacred Trust](https://policyrisk.com/legislation/117-hr-5723)
- [117-hr-5727: Public Service Freedom to Negotiate Act of 2021](https://policyrisk.com/legislation/117-hr-5727)
- [117-hr-5577: To designate the facility of the United States Postal Service located at 3900 C…](https://policyrisk.com/legislation/117-hr-5577)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/117-hr-6054 (as of 2025-11-18).