# 117-hr-6415: To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.

117-hr-6415, To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes., is a 117th Congress bill sponsored by Rep. Emmer, Tom [R-MN-6] (R-MN); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/117-hr-6415
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 117-hr-6415
- Congress: 117
- Title: To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2022-01-18
- Sponsor: Rep. Emmer, Tom [R-MN-6] (R-MN)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

This bill prohibits a Federal Reserve bank from offering products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency directly to an individual.

## Cosponsors (2)

- Rep. Donalds, Byron [R-FL-19] (R-FL), 2022-02-18T00:00:00.000Z
- Rep. Biggs, Andy [R-AZ-5] (R-AZ), 2022-06-09T00:00:00.000Z

## Related bills

- 117-hr-5142: To award posthumously a Congressional Gold Medal, in commemoration to the servicemembers who perished in Afghanistan on August 26, 2021, during the evacuation…
- 117-hr-310: To posthumously award the Congressional Gold Medal, collectively, to Glen Doherty, Tyrone Woods, J. Christopher Stevens, and Sean Smith, in recognition of thei…
- 117-hr-9045: Nuclear Assistance for America’s Small Businesses Act
- 117-hr-7641: Protecting Free Speech Act
- 117-hres-1005: Honoring the life and legacy of the late Congressman Don Young of Alaska.
- 117-hr-7223: COI Elimination Act

## Sources
- [117-hr-6415 on Congress.gov](https://www.congress.gov/bill/117th-congress/house-bill/6415)

## Related
- [117-hr-5142: To award posthumously a Congressional Gold Medal, in commemoration to the servi…](https://policyrisk.com/legislation/117-hr-5142)
- [117-hr-310: To posthumously award the Congressional Gold Medal, collectively, to Glen Doher…](https://policyrisk.com/legislation/117-hr-310)
- [117-hr-9045: Nuclear Assistance for America’s Small Businesses Act](https://policyrisk.com/legislation/117-hr-9045)
- [117-hr-7641: Protecting Free Speech Act](https://policyrisk.com/legislation/117-hr-7641)
- [117-hres-1005: Honoring the life and legacy of the late Congressman Don Young of Alaska.](https://policyrisk.com/legislation/117-hres-1005)
- [117-hr-7223: COI Elimination Act](https://policyrisk.com/legislation/117-hr-7223)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/117-hr-6415 (as of 2025-11-18).