# 117-hr-7364: Stop Flood Insurance Rate Hikes Act

117-hr-7364, Stop Flood Insurance Rate Hikes Act, is a 117th Congress bill sponsored by Rep. Graves, Garret [R-LA-6] (R-LA); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/117-hr-7364
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 117-hr-7364
- Congress: 117
- Title: Stop Flood Insurance Rate Hikes Act
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2022-04-01
- Sponsor: Rep. Graves, Garret [R-LA-6] (R-LA)
- Cosponsors: 5
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Stop Flood Insurance Rate Hikes Act This bill allows National Flood Insurance Program policyholders to elect to pay premiums at the rate in effect prior to the implementation of Risk Rating 2.0 and to receive refunds for previously paid premiums. Risk Rating 2.0 bases premium rates on an individual property's specific flood risk instead of the flood risk of a general location and property type. Policyholders may elect to pay the previous rate until the Federal Emergency Management Agency performs several actions regarding Risk Rating 2.0, including publishing all data and methods used to calculate premium rates under Risk Rating 2.0, creating an online database where policyholders can see premium rates for their property using specified calculations, and publishing an assessment of the economic, social, and environmental impacts of Risk Rating 2.0.

## Cosponsors (5)

- Rep. Pascrell, Bill, Jr. [D-NJ-9] (D-NJ), 2022-04-01T00:00:00.000Z
- Rep. Weber, Randy K. Sr. [R-TX-14] (R-TX), 2022-04-01T00:00:00.000Z
- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2022-04-01T00:00:00.000Z
- Rep. Pallone, Frank [D-NJ-6] (D-NJ), 2022-04-01T00:00:00.000Z
- Rep. Rouzer, David [R-NC-7] (R-NC), 2022-04-01T00:00:00.000Z

## Related bills

- 117-hres-881: Condemning the heinous terrorist attack on Congregation Beth Israel in Colleyville, Texas, on January 15, 2022.
- 117-hr-6015: Benjamin Berell Ferencz Congressional Gold Medal Act
- 117-hr-5577: To designate the facility of the United States Postal Service located at 3900 Crown Road Southwest in Atlanta, Georgia, as the "John R. Lewis Post Office Build…
- 117-hr-2748: Israel Relations Normalization Act of 2021
- 117-hr-1282: Major Richard Star Act
- 117-hr-3537: Accelerating Access to Critical Therapies for ALS Act

## Sources
- [117-hr-7364 on Congress.gov](https://www.congress.gov/bill/117th-congress/house-bill/7364)

## Related
- [117-hres-881: Condemning the heinous terrorist attack on Congregation Beth Israel in Colleyvi…](https://policyrisk.com/legislation/117-hres-881)
- [117-hr-6015: Benjamin Berell Ferencz Congressional Gold Medal Act](https://policyrisk.com/legislation/117-hr-6015)
- [117-hr-5577: To designate the facility of the United States Postal Service located at 3900 C…](https://policyrisk.com/legislation/117-hr-5577)
- [117-hr-2748: Israel Relations Normalization Act of 2021](https://policyrisk.com/legislation/117-hr-2748)
- [117-hr-1282: Major Richard Star Act](https://policyrisk.com/legislation/117-hr-1282)
- [117-hr-3537: Accelerating Access to Critical Therapies for ALS Act](https://policyrisk.com/legislation/117-hr-3537)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/117-hr-7364 (as of 2025-11-18).