# 117-hr-8985: Credit Access and Inclusion Act of 2022

117-hr-8985, Credit Access and Inclusion Act of 2022, is a 117th Congress bill sponsored by Rep. Hill, J. French [R-AR-2] (R-AR); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/117-hr-8985
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 117-hr-8985
- Congress: 117
- Title: Credit Access and Inclusion Act of 2022
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2022-09-26
- Sponsor: Rep. Hill, J. French [R-AR-2] (R-AR)
- Cosponsors: 6
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Credit Access and Inclusion Act of 2022 This bill allows for the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan. Specified provisions that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill. The Government Accountability Office must report on the consumer impact of such reporting.

## Cosponsors (6)

- Rep. Emmer, Tom [R-MN-6] (R-MN), 2022-09-26T00:00:00.000Z
- Rep. Schweikert, David [R-AZ-1] (R-AZ), 2022-09-26T00:00:00.000Z
- Rep. Kim, Young [R-CA-40] (R-CA), 2022-09-26T00:00:00.000Z
- Rep. Donalds, Byron [R-FL-19] (R-FL), 2022-09-26T00:00:00.000Z
- Rep. Steel, Michelle [R-CA-48] (R-CA), 2022-09-26T00:00:00.000Z
- Rep. Salazar, Maria Elvira [R-FL-27] (R-FL), 2022-09-26T00:00:00.000Z

## Related bills

- 117-hr-5142: To award posthumously a Congressional Gold Medal, in commemoration to the servicemembers who perished in Afghanistan on August 26, 2021, during the evacuation…
- 117-hres-881: Condemning the heinous terrorist attack on Congregation Beth Israel in Colleyville, Texas, on January 15, 2022.
- 117-hjres-65: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "COVID-19…
- 117-hr-5586: Prohibiting IRS Financial Surveillance Act
- 117-hr-5577: To designate the facility of the United States Postal Service located at 3900 Crown Road Southwest in Atlanta, Georgia, as the "John R. Lewis Post Office Build…
- 117-hres-548: Denouncing the horrors of socialism.

## Sources
- [117-hr-8985 on Congress.gov](https://www.congress.gov/bill/117th-congress/house-bill/8985)

## Related
- [117-hr-5142: To award posthumously a Congressional Gold Medal, in commemoration to the servi…](https://policyrisk.com/legislation/117-hr-5142)
- [117-hres-881: Condemning the heinous terrorist attack on Congregation Beth Israel in Colleyvi…](https://policyrisk.com/legislation/117-hres-881)
- [117-hjres-65: Providing for congressional disapproval under chapter 8 of title 5, United Stat…](https://policyrisk.com/legislation/117-hjres-65)
- [117-hr-5586: Prohibiting IRS Financial Surveillance Act](https://policyrisk.com/legislation/117-hr-5586)
- [117-hr-5577: To designate the facility of the United States Postal Service located at 3900 C…](https://policyrisk.com/legislation/117-hr-5577)
- [117-hres-548: Denouncing the horrors of socialism.](https://policyrisk.com/legislation/117-hres-548)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/117-hr-8985 (as of 2025-11-18).