# 117-hr-9248: Safe Access to Cash Act of 2022

117-hr-9248, Safe Access to Cash Act of 2022, is a 117th Congress bill sponsored by Rep. Maloney, Carolyn B. [D-NY-12] (D-NY); status Referred to the House Committee on the Judiciary. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/117-hr-9248
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 117-hr-9248
- Congress: 117
- Title: Safe Access to Cash Act of 2022
- Status: Referred to the House Committee on the Judiciary.
- Introduced: 2022-10-28
- Sponsor: Rep. Maloney, Carolyn B. [D-NY-12] (D-NY)
- Cosponsors: 2
- Policy area: Crime and Law Enforcement
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Safe Access to Cash Act of 2022 This bill establishes a new federal statutory framework to govern robbery offenses involving ATMs and related conduct. Currently, the federal bank robbery statute makes it a federal crime to take or attempt to take by force and violence or by intimidation, money or other property from any bank, credit union, or savings and loan association. A violation is punishable by a statutory maximum prison term of 20 years (or 25 years, if the offense includes assault or use of a dangerous weapon). However, federal circuit courts have split on whether forcing someone to withdraw money from an ATM qualifies as an offense under the federal bank robbery statute. In United States v. Chavez, the Fifth Circuit Court of Appeals held that the bank customer, rather than the bank, had possession of the funds when the robbery occurred, so a necessary element of the federal bank robbery statute--that the money belonged to the bank--was not satisfied. In contrast, the Tenth, Seventh, and Fourth Circuits have held that directly forcing a bank customer to withdraw money from an ATM constitutes a federal bank robbery because the funds belonged to the bank when the withdrawal occurred. This bill establishes new statutory criminal offenses for ATM robbery and related offenses such as ATM theft. A violation is subject to the same criminal penalties as an offense under the federal bank robbery statute--a statutory maximum prison term of 20 years (or 25 years, if the offense includes assault or use of a dangerous weapon).

## Cosponsors (2)

- Rep. Rose, John W. [R-TN-6] (R-TN), 2022-10-28T00:00:00.000Z
- Rep. Carson, André [D-IN-7] (D-IN), 2022-11-03T00:00:00.000Z

## Related bills

- 117-hr-6833: Continuing Appropriations and Ukraine Supplemental Appropriations Act, 2023
- 117-hr-310: To posthumously award the Congressional Gold Medal, collectively, to Glen Doherty, Tyrone Woods, J. Christopher Stevens, and Sean Smith, in recognition of thei…
- 117-hr-1057: Greatest Generation Commemorative Coin Act
- 117-hres-881: Condemning the heinous terrorist attack on Congregation Beth Israel in Colleyville, Texas, on January 15, 2022.
- 117-hr-4395: Payment Choice Act of 2021
- 117-hr-3577: United States Army Rangers Veterans of World War II Congressional Gold Medal Act

## Sources
- [117-hr-9248 on Congress.gov](https://www.congress.gov/bill/117th-congress/house-bill/9248)

## Related
- [117-hr-6833: Continuing Appropriations and Ukraine Supplemental Appropriations Act, 2023](https://policyrisk.com/legislation/117-hr-6833)
- [117-hr-310: To posthumously award the Congressional Gold Medal, collectively, to Glen Doher…](https://policyrisk.com/legislation/117-hr-310)
- [117-hr-1057: Greatest Generation Commemorative Coin Act](https://policyrisk.com/legislation/117-hr-1057)
- [117-hres-881: Condemning the heinous terrorist attack on Congregation Beth Israel in Colleyvi…](https://policyrisk.com/legislation/117-hres-881)
- [117-hr-4395: Payment Choice Act of 2021](https://policyrisk.com/legislation/117-hr-4395)
- [117-hr-3577: United States Army Rangers Veterans of World War II Congressional Gold Medal Act](https://policyrisk.com/legislation/117-hr-3577)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/117-hr-9248 (as of 2025-11-18).