# 117-hr-9307: SAFE Lending Act of 2022

117-hr-9307, SAFE Lending Act of 2022, is a 117th Congress bill sponsored by Rep. Bonamici, Suzanne [D-OR-1] (D-OR); status Referred to the House Committee on Financial Services. (as of 2025-11-18).

- Canonical: https://policyrisk.com/legislation/117-hr-9307
- As of: 2025-11-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 117-hr-9307
- Congress: 117
- Title: SAFE Lending Act of 2022
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2022-11-16
- Sponsor: Rep. Bonamici, Suzanne [D-OR-1] (D-OR)
- Cosponsors: 10
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2025-11-18

## Summary

Stopping Abuse and Fraud in Electronic Lending Act of 2022 or the SAFE Lending Act of 2022 This bill revises requirements related to consumer financial protection and small-dollar lending, including matters concerning remotely created checks, electronic fund transfers, registration of small-dollar lenders, overdraft fees, and the collection of personal information. Under the bill, remotely created checks may only be issued by a person specifically designated in writing by a consumer and provided to the consumer's depository institution. (A remotely created check is a check not issued by the bank and not signed by the account owner.) A voluntary agreement to repay a small-dollar consumer credit transaction by an electronic fund transfer is subject to certain protections, including the right of the consumer to stop payment. Small-dollar consumer credit providers must register with the Consumer Financial Protection Bureau. Any small-dollar consumer credit transaction is subject to the laws of the state in which the consumer resides. The bill also prohibits overdraft fees on prepaid accounts.

## Cosponsors (10)

- Rep. Jayapal, Pramila [D-WA-7] (D-WA), 2022-11-16T00:00:00.000Z
- Rep. Blumenauer, Earl [D-OR-3] (D-OR), 2022-11-16T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2022-11-16T00:00:00.000Z
- Rep. Porter, Katie [D-CA-47] (D-CA), 2022-11-16T00:00:00.000Z
- Rep. García, Jesús G. "Chuy" [D-IL-4] (D-IL), 2022-11-16T00:00:00.000Z
- Rep. Garcia, Sylvia R. [D-TX-29] (D-TX), 2022-11-16T00:00:00.000Z
- Rep. Speier, Jackie [D-CA-14] (D-CA), 2022-11-16T00:00:00.000Z
- Rep. Jackson Lee, Sheila [D-TX-18] (D-TX), 2022-11-16T00:00:00.000Z
- Rep. Grijalva, Raúl M. [D-AZ-7] (D-AZ), 2022-11-22T00:00:00.000Z
- Rep. Schakowsky, Janice D. [D-IL-9] (D-IL), 2022-12-06T00:00:00.000Z

## Related bills

- 117-hr-8770: Expanding the VOTE Act
- 117-hr-8297: Ensuring Women’s Right to Reproductive Freedom Act
- 117-hres-1209: Recognizing that it is the duty of the Federal Government to develop and implement a Transgender Bill of Rights to protect and codify the rights of transgender…
- 117-hres-1152: Condemning the atrocity that occurred in Buffalo, New York, on May 14, 2022, in which 10 Americans were killed and 3 were injured, and in which 11 of the 13 vi…
- 117-hjres-87: Directing the removal of United States Armed Forces from hostilities in the Republic of Yemen that have not been authorized by Congress.
- 117-hr-7894: Affordability is Access Act

## Sources
- [117-hr-9307 on Congress.gov](https://www.congress.gov/bill/117th-congress/house-bill/9307)

## Related
- [117-hr-8770: Expanding the VOTE Act](https://policyrisk.com/legislation/117-hr-8770)
- [117-hr-8297: Ensuring Women’s Right to Reproductive Freedom Act](https://policyrisk.com/legislation/117-hr-8297)
- [117-hres-1209: Recognizing that it is the duty of the Federal Government to develop and implem…](https://policyrisk.com/legislation/117-hres-1209)
- [117-hres-1152: Condemning the atrocity that occurred in Buffalo, New York, on May 14, 2022, in…](https://policyrisk.com/legislation/117-hres-1152)
- [117-hjres-87: Directing the removal of United States Armed Forces from hostilities in the Rep…](https://policyrisk.com/legislation/117-hjres-87)
- [117-hr-7894: Affordability is Access Act](https://policyrisk.com/legislation/117-hr-7894)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/117-hr-9307 (as of 2025-11-18).