# 118-hr-10316: Expanding Access to Credit through Consumer-Permissioned Data Act

118-hr-10316, Expanding Access to Credit through Consumer-Permissioned Data Act, is a 118th Congress bill sponsored by Rep. Williams, Nikema [D-GA-5] (D-GA); status Referred to the House Committee on Financial Services. (as of 2026-10-15).

- Canonical: https://policyrisk.com/legislation/118-hr-10316
- As of: 2026-10-15
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 118-hr-10316
- Congress: 118
- Title: Expanding Access to Credit through Consumer-Permissioned Data Act
- Status: Referred to the House Committee on Financial Services.
- Introduced: 2024-12-05
- Sponsor: Rep. Williams, Nikema [D-GA-5] (D-GA)
- Cosponsors: 10
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2026-10-15

## Summary

Expanding Access to Credit through Consumer-Permissioned Data Act

## Cosponsors (10)

- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2024-12-05T00:00:00.000Z
- Rep. Ramirez, Delia C. [D-IL-3] (D-IL), 2024-12-05T00:00:00.000Z
- Rep. Lynch, Stephen F. [D-MA-8] (D-MA), 2024-12-05T00:00:00.000Z
- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2024-12-05T00:00:00.000Z
- Rep. Green, Al [D-TX-9] (D-TX), 2024-12-05T00:00:00.000Z
- Rep. Garcia, Sylvia R. [D-TX-29] (D-TX), 2024-12-05T00:00:00.000Z
- Rep. Beatty, Joyce [D-OH-3] (D-OH), 2024-12-05T00:00:00.000Z
- Rep. Dean, Madeleine [D-PA-4] (D-PA), 2024-12-11T00:00:00.000Z
- Rep. Carson, André [D-IN-7] (D-IN), 2024-12-11T00:00:00.000Z
- Rep. Adams, Alma S. [D-NC-12] (D-NC), 2024-12-16T00:00:00.000Z

## Related bills

- 118-hr-4583: Social Security 2100 Act
- 118-hr-82: Social Security Fairness Act of 2023
- 118-hres-1332: Original LGBTQIA+ Pride Month Resolution of 2024
- 118-hres-1308: Recognizing June 19, 2024, as this year's observance of the historical significance of Juneteenth Independence Day.
- 118-hr-8732: Domestic Workers Bill of Rights Act
- 118-hres-1271: Expressing support for the designation of June 7, 2024, as "National Gun Violence Awareness Day" and June 2024 as "National Gun Violence Awareness Month".

## Sources
- [118-hr-10316 on Congress.gov](https://www.congress.gov/bill/118th-congress/house-bill/10316)

## Related
- [118-hr-4583: Social Security 2100 Act](https://policyrisk.com/legislation/118-hr-4583)
- [118-hr-82: Social Security Fairness Act of 2023](https://policyrisk.com/legislation/118-hr-82)
- [118-hres-1332: Original LGBTQIA+ Pride Month Resolution of 2024](https://policyrisk.com/legislation/118-hres-1332)
- [118-hres-1308: Recognizing June 19, 2024, as this year's observance of the historical signific…](https://policyrisk.com/legislation/118-hres-1308)
- [118-hr-8732: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/118-hr-8732)
- [118-hres-1271: Expressing support for the designation of June 7, 2024, as "National Gun Violen…](https://policyrisk.com/legislation/118-hres-1271)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/118-hr-10316 (as of 2026-10-15).