# 118-hr-3564: Middle Class Borrower Protection Act of 2023

118-hr-3564, Middle Class Borrower Protection Act of 2023, is a 118th Congress bill sponsored by Rep. Davidson, Warren [R-OH-8] (R-OH); status Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (as of 2026-10-15).

- Canonical: https://policyrisk.com/legislation/118-hr-3564
- As of: 2026-10-15
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 118-hr-3564
- Congress: 118
- Title: Middle Class Borrower Protection Act of 2023
- Status: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced: 2023-05-22
- Sponsor: Rep. Davidson, Warren [R-OH-8] (R-OH)
- Cosponsors: 13
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2026-10-15

## Summary

Middle Class Borrower Protection Act of 2023

## Cosponsors (13)

- Rep. Steil, Bryan [R-WI-1] (R-WI), 2023-05-22T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2023-05-22T00:00:00.000Z
- Rep. Bice, Stephanie I. [R-OK-5] (R-OK), 2023-05-22T00:00:00.000Z
- Rep. Biggs, Andy [R-AZ-5] (R-AZ), 2023-05-22T00:00:00.000Z
- Rep. Mooney, Alexander X. [R-WV-2] (R-WV), 2023-05-22T00:00:00.000Z
- Rep. Huizenga, Bill [R-MI-4] (R-MI), 2023-05-22T00:00:00.000Z
- Rep. Emmer, Tom [R-MN-6] (R-MN), 2023-05-22T00:00:00.000Z
- Rep. Allen, Rick W. [R-GA-12] (R-GA), 2023-05-22T00:00:00.000Z
- Rep. Loudermilk, Barry [R-GA-11] (R-GA), 2023-05-22T00:00:00.000Z
- Rep. Kim, Young [R-CA-40] (R-CA), 2023-05-25T00:00:00.000Z
- Rep. Yakym, Rudy [R-IN-2] (R-IN), 2023-05-31T00:00:00.000Z
- Rep. Houchin, Erin [R-IN-9] (R-IN), 2023-06-05T00:00:00.000Z
- Rep. Johnson, Mike [R-LA-4] (R-LA), 2023-06-05T00:00:00.000Z

## Votes

| Date | Chamber | Question | Result | Yea | Nay |
| --- | --- | --- | --- | --- | --- |
| 2023-06-23T00:00:00.000Z | house | On Motion to Recommit | Failed | 197 | 214 |
| 2023-06-23T00:00:00.000Z | house | On Passage | Passed | 230 | 189 |

## Related bills

- 118-hr-5009: Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025
- 118-hr-1096: 250th Anniversary of the United States Marine Corps Commemorative Coin Act
- 118-hres-771: Standing with Israel as it defends itself against the barbaric war launched by Hamas and other terrorists.
- 118-hr-277: Regulations from the Executive in Need of Scrutiny Act of 2023
- 118-hr-5403: CBDC Anti-Surveillance State Act
- 118-hjres-44: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Alcohol, Tobacco, Firearms, and…

## Sources
- [118-hr-3564 on Congress.gov](https://www.congress.gov/bill/118th-congress/house-bill/3564)

## Related
- [118-hr-5009: Servicemember Quality of Life Improvement and National Defense Authorization Ac…](https://policyrisk.com/legislation/118-hr-5009)
- [118-hr-1096: 250th Anniversary of the United States Marine Corps Commemorative Coin Act](https://policyrisk.com/legislation/118-hr-1096)
- [118-hres-771: Standing with Israel as it defends itself against the barbaric war launched by…](https://policyrisk.com/legislation/118-hres-771)
- [118-hr-277: Regulations from the Executive in Need of Scrutiny Act of 2023](https://policyrisk.com/legislation/118-hr-277)
- [118-hr-5403: CBDC Anti-Surveillance State Act](https://policyrisk.com/legislation/118-hr-5403)
- [118-hjres-44: Providing for congressional disapproval under chapter 8 of title 5, United Stat…](https://policyrisk.com/legislation/118-hjres-44)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/118-hr-3564 (as of 2026-10-15).