# 119-hjres-181: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

119-hjres-181, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes"., is a 119th Congress bill sponsored by Rep. Garcia, Sylvia R. [D-TX-29] (D-TX); status introduced; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hjres-181
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hjres-181
- Congress: 119
- Title: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".
- Status: introduced
- Introduced: 2026-05-11
- Sponsor: Rep. Garcia, Sylvia R. [D-TX-29] (D-TX)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Preserve Consumer Financial Protection Circular 2022-07**. This joint resolution would disapprove the Bureau of Consumer Financial Protection rule that would withdraw Circular 2022-07 and thereby keep the Circular's standards for reasonable investigation of consumer reporting disputes in place.

## Provisions PRIA read

- Keep CFPB dispute investigation rules: benefit, high. This resolution would disapprove the CFPB rule that sought to withdraw Consumer Financial Protection Circular 2022-07. It would state that the withdrawal rule published at 90 Fed. Reg. 20084 (May 12, 2025) has no force or effect. If enacted, Circular 2022-07 (87 Fed. Reg. 71507 (Nov. 23, 2022)) wou…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-10421: Transforming Education for the Future Act
- 119-hr-7973: Momnibus Act
- 119-hr-3971: Domestic Workers Bill of Rights Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026

## Sources
- [119-hjres-181 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-joint-resolution/181)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-10421: Transforming Education for the Future Act](https://policyrisk.com/legislation/119-hr-10421)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3971: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/119-hr-3971)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hjres-181 (as of 2026-09-21).