# 119-hr-10075: First-Time Homebuyer Affordability Act

119-hr-10075, First-Time Homebuyer Affordability Act, is a 119th Congress bill sponsored by Rep. LaHood, Darin [R-IL-16] (R-IL); status introduced; PRIA reads it as touching household money (as of 2026-09-16).

- Canonical: https://policyrisk.com/legislation/119-hr-10075
- As of: 2026-09-16
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10075
- Congress: 119
- Title: First-Time Homebuyer Affordability Act
- Status: introduced
- Introduced: 2026-08-10
- Sponsor: Rep. LaHood, Darin [R-IL-16] (R-IL)
- Cosponsors: 5
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-09-16

## Summary

**Would exempt qualified mortgage bonds from the volume cap.** This bill would let more tax-exempt private activity bonds be issued to finance mortgages targeted at first-time homebuyers. The change would apply to obligations issued after enactment.

## Cosponsors (5)

- Rep. Panetta, Jimmy [D-CA-19] (D-CA), 2026-08-10T00:00:00.000Z
- Rep. Moore, Blake D. [R-UT-1] (R-UT), 2026-08-10T00:00:00.000Z
- Rep. Suozzi, Thomas R. [D-NY-3] (D-NY), 2026-08-10T00:00:00.000Z
- Rep. Carbajal, Salud O. [D-CA-24] (D-CA), 2026-09-03T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2026-09-14T00:00:00.000Z

## Provisions PRIA read

- More mortgage bonds for first-time buyers: benefit, medium. If enacted, this bill would make qualified mortgage bonds exempt from the usual private activity volume cap. State and local issuers would be able to issue those bonds without the cap. That would increase the supply of mortgage funding aimed at first-time homebuyers and would likely lower borrowing…

## Related bills

- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-4275: Coast Guard Authorization Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6766: Essential Caregivers Act of 2025
- 119-hr-2548: Sanctioning Russia Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act

## Sources
- [119-hr-10075 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10075)

## Related
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-4275: Coast Guard Authorization Act of 2025](https://policyrisk.com/legislation/119-hr-4275)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6766: Essential Caregivers Act of 2025](https://policyrisk.com/legislation/119-hr-6766)
- [119-hr-2548: Sanctioning Russia Act of 2025](https://policyrisk.com/legislation/119-hr-2548)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10075 (as of 2026-09-16).