# 119-hr-10112: Empowering States to Protect Seniors from Bad Actors Act

119-hr-10112, Empowering States to Protect Seniors from Bad Actors Act, is a 119th Congress bill sponsored by Rep. Gottheimer, Josh [D-NJ-5] (D-NJ); status introduced; PRIA reads it as touching household money (as of 2026-09-11).

- Canonical: https://policyrisk.com/legislation/119-hr-10112
- As of: 2026-09-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10112
- Congress: 119
- Title: Empowering States to Protect Seniors from Bad Actors Act
- Status: introduced
- Introduced: 2026-08-17
- Sponsor: Rep. Gottheimer, Josh [D-NJ-5] (D-NJ)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-11

## Summary

**Creates a federally funded grant program for state regulators to detect, investigate, prosecute, and prevent financial fraud against older Americans.** It targets people age 62 and older and funds state securities and insurance regulators to hire staff, buy technology, run trainings, and give seniors education.

## Cosponsors (2)

- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2026-08-17T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2026-09-08T00:00:00.000Z

## Provisions PRIA read

- State grants to protect seniors: benefit, low. If enacted, the bill would create a competitive SEC grant program to help states protect seniors from financial fraud. State securities commissions and state insurance departments would be eligible to apply. Grants could pay for staff, technology, training, education, planning, and state law improv…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-4669: FEMA Act of 2025
- 119-hr-3633: Digital Asset Market Clarity Act
- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025

## Sources
- [119-hr-10112 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10112)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3633: Digital Asset Market Clarity Act](https://policyrisk.com/legislation/119-hr-3633)
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10112 (as of 2026-09-11).