# 119-hr-10206: Restoring Opportunity for Advanced Education Act

119-hr-10206, Restoring Opportunity for Advanced Education Act, is a 119th Congress bill sponsored by Rep. Figures, Shomari [D-AL-2] (D-AL); status introduced; PRIA reads it as touching household money (as of 2026-09-05).

- Canonical: https://policyrisk.com/legislation/119-hr-10206
- As of: 2026-09-05
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10206
- Congress: 119
- Title: Restoring Opportunity for Advanced Education Act
- Status: introduced
- Introduced: 2026-09-01
- Sponsor: Rep. Figures, Shomari [D-AL-2] (D-AL)
- Cosponsors: 0
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-09-05

## Summary

**Removes statutory loan limits for the Federal Direct Loan program and restores Graduate PLUS loan availability.** The bill would amend Section 455(a) of the Higher Education Act to strike loan-limit provisions, reopen Federal Direct PLUS Loans to graduate and professional students, and reorganize and renumber related subsections. - Graduate and professional students: Would regain eligibility for Federal Direct PLUS Loans, letting them borrow beyond previously codified caps for graduate-level study. - Federal Direct Loan law and administration: Strikes specific loan-limit paragraphs, removes paragraphs (4) and (6), redesignates others, and adjusts cross-references while retaining transitional date references such as July 1, 2012 and a former June 30, 2026 anchor. - Budget and program text: The statutory edits in the bill realign the law but do not add new explicit funding authorizations or cost sharing rules within the text.

## Provisions PRIA read

- Restore Grad PLUS Loan Access: benefit, high. If enacted, graduate and professional students would be able to get Federal Direct PLUS loans again. This change would take effect upon enactment. It would remove statutory loan limits inside the Direct Loan program and apply to periods of instruction beginning on or after July 1, 2012. Borrowers a…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-2038: American Housing and Economic Mobility Act of 2025
- 119-hr-3069: Medicare for All Act

## Sources
- [119-hr-10206 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10206)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-2038: American Housing and Economic Mobility Act of 2025](https://policyrisk.com/legislation/119-hr-2038)
- [119-hr-3069: Medicare for All Act](https://policyrisk.com/legislation/119-hr-3069)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10206 (as of 2026-09-05).