# 119-hr-10234: CLEAR Forms Act

119-hr-10234, CLEAR Forms Act, is a 119th Congress bill sponsored by Rep. Nunn, Zachary [R-IA-3] (R-IA); status in_committee; PRIA reads it as touching household money (as of 2026-09-20).

- Canonical: https://policyrisk.com/legislation/119-hr-10234
- As of: 2026-09-20
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10234
- Congress: 119
- Title: CLEAR Forms Act
- Status: in_committee
- Introduced: 2026-09-02
- Sponsor: Rep. Nunn, Zachary [R-IA-3] (R-IA)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-20

## Summary

**Consumer-focused registration forms for certain non-variable insurance contracts**. This bill would create a new part of the Securities Act that sets form, disclosure, and testing rules for contingent deferred annuities, registered index-linked life insurance, and similar registered insurance products issued by insurers.

## Cosponsors (2)

- Rep. Pettersen, Brittany [D-CO-7] (D-CO), 2026-09-02T00:00:00.000Z
- Rep. Fitzgerald, Scott [R-WI-5] (R-WI), 2026-09-10T00:00:00.000Z

## Provisions PRIA read

- Clearer annuity and insurance disclosures: benefit, low. This bill would require the SEC to design new registration forms so buyers can understand them. The SEC would conduct investor testing for contingent deferred annuities and use results to shape form design. Forms would be required to show key consumer facts in plain terms, such as triggers for life…
- New SEC filing rules for insurers: mixed, low. This bill would add a new section to the Securities Act to cover certain insurance contracts and would require the SEC to propose registration forms within 12 months and finalize them within 30 months. If the SEC misses the 30-month deadline, issuers could temporarily use existing forms in 17 CFR 2…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4393: DIGNIDAD (Dignity) Act of 2025
- 119-hr-1004: Love Lives On Act of 2025
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-3277: Ensuring Lasting Smiles Act

## Sources
- [119-hr-10234 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10234)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4393: DIGNIDAD (Dignity) Act of 2025](https://policyrisk.com/legislation/119-hr-4393)
- [119-hr-1004: Love Lives On Act of 2025](https://policyrisk.com/legislation/119-hr-1004)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-3277: Ensuring Lasting Smiles Act](https://policyrisk.com/legislation/119-hr-3277)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10234 (as of 2026-09-20).