# 119-hr-10269: Stop Auto Fraud Act of 2026

119-hr-10269, Stop Auto Fraud Act of 2026, is a 119th Congress bill sponsored by Rep. Gillen, Laura [D-NY-4] (D-NY); status introduced; PRIA reads it as touching household money (as of 2026-10-08).

- Canonical: https://policyrisk.com/legislation/119-hr-10269
- As of: 2026-10-08
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10269
- Congress: 119
- Title: Stop Auto Fraud Act of 2026
- Status: introduced
- Introduced: 2026-09-03
- Sponsor: Rep. Gillen, Laura [D-NY-4] (D-NY)
- Cosponsors: 4
- Policy area: Crime and Law Enforcement
- Touches household money: yes
- Last recorded action: 2026-10-08

## Summary

**Criminalizes staged motor vehicle collisions and false insurance claims.** This bill would add a new federal offense that targets schemes that cause, stage, fabricate, or simulate crashes and then submit false claims for medical treatment, repairs, lost wages, or benefits. - People who knowingly stage or fake crashes and submit fraudulent insurance claims would face fines and prison time, with penalties up to 10 years, up to 20 years if the crime causes serious bodily injury, and any term of years or life if death results. - The offense explicitly covers false claims for medical treatment, repair costs, lost wages, and lost benefits under an insurance policy. - Any fines collected under the new offense would be deposited into the federal Highway Trust Fund to support highway-related financing.

## Cosponsors (4)

- Rep. Lawler, Michael [R-NY-17] (R-NY), 2026-10-06T00:00:00.000Z
- Rep. Nehls, Troy E. [R-TX-22] (R-TX), 2026-09-03T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2026-09-03T00:00:00.000Z
- Rep. Fong, Vince [R-CA-20] (R-CA), 2026-09-03T00:00:00.000Z

## Provisions PRIA read

- Crash-fraud fines fund highways: benefit, high. If enacted, the bill would require that fines collected under the new motor vehicle collision fraud offense be deposited into the Highway Trust Fund established by section 9503(a) of the Internal Revenue Code. The rule applies only to fines from that new offense. The bill specifies this deposit wou…
- New crime for staged car crashes: benefit, medium. If enacted, the bill would create a federal crime for knowingly causing, staging, fabricating, or simulating a motor vehicle accident and then filing a false insurance claim. The rule covers claims for medical treatment, repair costs, lost wages, and lost benefits. Violators would face fines under…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-2853: Combating Organized Retail Crime Act of 2025
- 119-hr-2089: Generating Retirement Ownership through Long-Term Holding
- 119-hr-909: Crime Victims Fund Stabilization Act of 2025
- 119-hr-2094: HELPER Act of 2025
- 119-hr-1046: Marc Fischer Memorial Act

## Sources
- [119-hr-10269 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10269)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-2853: Combating Organized Retail Crime Act of 2025](https://policyrisk.com/legislation/119-hr-2853)
- [119-hr-2089: Generating Retirement Ownership through Long-Term Holding](https://policyrisk.com/legislation/119-hr-2089)
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [119-hr-2094: HELPER Act of 2025](https://policyrisk.com/legislation/119-hr-2094)
- [119-hr-1046: Marc Fischer Memorial Act](https://policyrisk.com/legislation/119-hr-1046)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10269 (as of 2026-10-08).