# 119-hr-10352: 504 Program Level Flexibility Act

119-hr-10352, 504 Program Level Flexibility Act, is a 119th Congress bill sponsored by Rep. Simon, Lateefah [D-CA-12] (D-CA); status in_committee; PRIA reads it as touching household money (as of 2026-10-23).

- Canonical: https://policyrisk.com/legislation/119-hr-10352
- As of: 2026-10-23
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10352
- Congress: 119
- Title: 504 Program Level Flexibility Act
- Status: in_committee
- Introduced: 2026-09-14
- Sponsor: Rep. Simon, Lateefah [D-CA-12] (D-CA)
- Cosponsors: 2
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-10-23

## Summary

**Allows the SBA to temporarily raise the Section 504 annual commitment cap by up to 15% when demand would otherwise exceed the limit.** This change would start in fiscal year 2027 and apply each year after, but only if the Administrator finds commitments could surpass the existing cap.

## Cosponsors (2)

- Rep. Alford, Mark [R-MO-4] (R-MO), 2026-09-14T00:00:00.000Z
- Rep. Cisneros, Gilbert Ray [D-CA-31] (D-CA), 2026-09-16T00:00:00.000Z

## Provisions PRIA read

- Higher SBA 504 loan limits: benefit, low. If enacted, the SBA Administrator would be able to approve 504 loan guarantees up to 115% of the usual annual commitment limit. This would apply starting in fiscal year 2027 and each year after. The power could be used only if the Administrator determines commitments could exceed the applicable lim…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-6766: Essential Caregivers Act of 2025
- 119-hr-1065: Protect Our Letter Carriers Act of 2025

## Sources
- [119-hr-10352 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10352)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-6766: Essential Caregivers Act of 2025](https://policyrisk.com/legislation/119-hr-6766)
- [119-hr-1065: Protect Our Letter Carriers Act of 2025](https://policyrisk.com/legislation/119-hr-1065)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10352 (as of 2026-10-23).