# 119-hr-10528: To amend the Financial Literacy and Education Improvement Act to include secondary schools in best practices for teaching financial literacy, and for other purposes.

119-hr-10528, To amend the Financial Literacy and Education Improvement Act to include secondary schools in best practices for teaching financial literacy, and for other purposes., is a 119th Congress bill sponsored by Rep. Valadao, David G. [R-CA-22] (R-CA); status introduced; PRIA reads it as touching household money (as of 2026-10-03).

- Canonical: https://policyrisk.com/legislation/119-hr-10528
- As of: 2026-10-03
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10528
- Congress: 119
- Title: To amend the Financial Literacy and Education Improvement Act to include secondary schools in best practices for teaching financial literacy, and for other purposes.
- Status: introduced
- Introduced: 2026-09-21
- Sponsor: Rep. Valadao, David G. [R-CA-22] (R-CA)
- Cosponsors: 2
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-10-03

## Summary

**Expands financial literacy best practices to secondary schools and local educational agencies.** The bill would broaden the Financial Literacy and Education Improvement Act so federal best-practice guidance applies to high schools as well as institutions of higher education. - Secondary students: Would receive school-focused guidance on creating a budget, tracking expenses, saving and investing, credit basics and responsible card use, spotting scams, and understanding postsecondary financing including student loans. - Institutions of higher education: Would get clearer guidance on ensuring each student understands total borrowing obligations, monthly payments and repayment options, the timing and frequency of outreach, and how to target part-time, first-time, and other nontraditional students. - Local educational agencies and secondary schools: Are explicitly brought into the Act's scope so school districts and high schools are covered by the best-practice framework. - Timing: Changes the statutory date anchor from May 24, 2018 to January 1, 2027, which shifts when the revised guidance takes effect.

## Cosponsors (2)

- Rep. Fong, Vince [R-CA-20] (R-CA), 2026-10-01T00:00:00.000Z
- Rep. Pettersen, Brittany [D-CO-7] (D-CO), 2026-09-21T00:00:00.000Z

## Provisions PRIA read

- Financial education rules for students: benefit, low. This bill would expand federal financial literacy "best practices" to include secondary schools and local educational agencies starting January 1, 2027. It would also set a distinct set of required content for institutions of higher education. Colleges would have to include methods that ensure each…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-471: Fix Our Forests Act
- 119-hr-5351: NSF AI Education Act of 2025
- 119-hr-4393: DIGNIDAD (Dignity) Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1383: Secure Rural Schools Reauthorization Act of 2025

## Sources
- [119-hr-10528 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10528)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-471: Fix Our Forests Act](https://policyrisk.com/legislation/119-hr-471)
- [119-hr-5351: NSF AI Education Act of 2025](https://policyrisk.com/legislation/119-hr-5351)
- [119-hr-4393: DIGNIDAD (Dignity) Act of 2025](https://policyrisk.com/legislation/119-hr-4393)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1383: Secure Rural Schools Reauthorization Act of 2025](https://policyrisk.com/legislation/119-hr-1383)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10528 (as of 2026-10-03).