# 119-hr-10613: Housing COST Act

119-hr-10613, Housing COST Act, is a 119th Congress bill sponsored by Rep. Tran, Derek [D-CA-45] (D-CA); status introduced; PRIA reads it as touching household money (as of 2026-10-04).

- Canonical: https://policyrisk.com/legislation/119-hr-10613
- As of: 2026-10-04
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10613
- Congress: 119
- Title: Housing COST Act
- Status: introduced
- Introduced: 2026-09-24
- Sponsor: Rep. Tran, Derek [D-CA-45] (D-CA)
- Cosponsors: 0
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-10-04

## Summary

**This bill would create a new refundable renter tax credit** that pays renters a share of their rent and offers an option for monthly advance payments to smooth household cash flow. - Renters: The credit would be refundable and capped at $4,000 per year. Rent counted toward the credit excludes amounts above 100% of the local small area fair market rent. - Families with dependents: The share of rent you can claim rises with dependents, ranging from 8.5% to 11% depending on household size. - Eligibility and delivery: No credit is allowed for taxpayers with adjusted gross income over $150,000 in the prior year. The bill would let eligible taxpayers receive monthly advance payments from July through the following June and requires IRS outreach and coordination with federal, state, local, tribal, and nonprofit partners.

## Provisions PRIA read

- Monthly advance renter payments: benefit, high. If enacted, the Treasury would set up monthly advance payments of the renter credit within six months of enactment. Each monthly advance would be the lesser of (the year's credit ÷ 12) or an amount you elect. Advances would be paid July through June and you would elect them on a timely filed return…
- Refundable renter tax credit: benefit, high. If enacted, this bill would create a refundable renter tax credit for your main home. You would get an applicable percentage of rent paid, up to $4,000 per year. The percent rises with dependents: 1=8.5%, 2=9%, 3=9.5%, 4=10%, 5=10.5%, 6+ =11%. Only rent up to 100% of the HUD small-area fair market…
- Treasury outreach to renters: benefit, low. If enacted, the Secretary of the Treasury would be required to run outreach to tell renters about the renter credit and the monthly advance option. Outreach could include data sharing, systems and forms changes, and agreements with states, local and tribal governments. The program could also coordi…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-7853: PrEP Access and Coverage Act of 2026

## Sources
- [119-hr-10613 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10613)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10613 (as of 2026-10-04).