# 119-hr-10725: GAP Act

119-hr-10725, GAP Act, is a 119th Congress bill sponsored by Rep. Davids, Sharice [D-KS-3] (D-KS); status introduced; PRIA reads it as touching household money (as of 2026-10-11).

- Canonical: https://policyrisk.com/legislation/119-hr-10725
- As of: 2026-10-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10725
- Congress: 119
- Title: GAP Act
- Status: introduced
- Introduced: 2026-10-05
- Sponsor: Rep. Davids, Sharice [D-KS-3] (D-KS)
- Cosponsors: 0
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-10-11

## Summary

**annual, guaranteed-issue Medigap enrollment window**. This bill would create a predictable yearly window for people with Medicare to buy Medigap plans without medical underwriting, timed to Medicare's coordinated election period.

## Provisions PRIA read

- Annual Medigap enrollment for Medicare recipients: benefit, high. If enacted, starting January 1, 2028, Medicare beneficiaries would be able to apply for any Medigap policy each year during Medicare’s annual election period. During that period, issuers could not deny coverage, require medical underwriting, or set prices based on health, claims, care received, or…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-5862: American Energy Independence and Affordability Act

## Sources
- [119-hr-10725 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10725)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-5862: American Energy Independence and Affordability Act](https://policyrisk.com/legislation/119-hr-5862)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10725 (as of 2026-10-11).