# 119-hr-10726: Early-Onset Alzheimer’s Coverage Act of 2026

119-hr-10726, Early-Onset Alzheimer’s Coverage Act of 2026, is a 119th Congress bill sponsored by Rep. Davids, Sharice [D-KS-3] (D-KS); status introduced; PRIA reads it as touching household money (as of 2026-10-11).

- Canonical: https://policyrisk.com/legislation/119-hr-10726
- As of: 2026-10-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-10726
- Congress: 119
- Title: Early-Onset Alzheimer’s Coverage Act of 2026
- Status: introduced
- Introduced: 2026-10-05
- Sponsor: Rep. Davids, Sharice [D-KS-3] (D-KS)
- Cosponsors: 0
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-10-11

## Summary

**Creates a Medicare buy-in for people diagnosed with early-onset Alzheimer’s disease.** It would let eligible adults enroll in Medicare Parts A, B, and D early and access the same benefits and protections as traditional Medicare. - People diagnosed who would be Medicare-eligible at age 65 but are not currently entitled could buy in during a 3-month window after their first diagnosis, with coverage starting the month after enrollment. They would receive the same Part A, Part B, and Part D benefits, could join Medicare Advantage plans that include drug coverage, and would pay the premiums that apply to a typical 65-year-old. - Families and caregivers would gain earlier access to covered hospital, doctor, and prescription services for affected relatives, which may help with treatment planning and care coordination. - Enrollees could buy Medicare supplemental (Medigap) coverage if they apply within a six-month window after enrollment, and the Secretary must ensure at least one Medigap policy is available in each state. The Secretary would also request that the National Association of Insurance Commissioners review and revise model standards so Medigap issuers comply with the buy-in rules.

## Provisions PRIA read

- Medigap standards update for buy-in: benefit, low. If enacted, the bill would require the HHS Secretary to ask the National Association of Insurance Commissioners to review and revise Medigap benefit-package standards so issuers meet the buy-in policy availability rules. The revisions would follow existing rules for model regulation and would use t…
- Medicare buy-in for early-onset Alzheimer's: mixed, high. If enacted, the bill would let people diagnosed with early-onset Alzheimer's buy into Medicare before age 65 if they would be eligible for Medicare at age 65 but are not already entitled to Part A. Enrollees would receive the same Parts A, B, and D benefits and protections, including the option to…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-5862: American Energy Independence and Affordability Act

## Sources
- [119-hr-10726 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/10726)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-5862: American Energy Independence and Affordability Act](https://policyrisk.com/legislation/119-hr-5862)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-10726 (as of 2026-10-11).