# 119-hr-1190: Expanding Access to Capital for Rural Job Creators Act

119-hr-1190, Expanding Access to Capital for Rural Job Creators Act, is a 119th Congress bill sponsored by Rep. Downing, Troy [R-MT-2] (R-MT); status passed_senate; PRIA reads it as touching household money (as of 2026-10-16).

- Canonical: https://policyrisk.com/legislation/119-hr-1190
- As of: 2026-10-16
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-1190
- Congress: 119
- Title: Expanding Access to Capital for Rural Job Creators Act
- Status: passed_senate
- Introduced: 2025-02-11
- Sponsor: Rep. Downing, Troy [R-MT-2] (R-MT)
- Cosponsors: 5
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-10-16

## Summary

**Adds "rural-area small businesses" to Section 4(j) of the Securities Exchange Act.** This single amendment extends the capital-access eligibility that women-owned small businesses currently enjoy to rural small businesses. It creates a geographic qualifier within Section 4(j) while leaving the Act's existing definitions, program structure, and fiscal terms unchanged and does not add new programs, funding, or tax provisions.

## Cosponsors (5)

- Rep. Bynum, Janelle S. [D-OR-5] (D-OR), 2025-02-11T00:00:00.000Z
- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2025-02-11T00:00:00.000Z
- Rep. Pappas, Chris [D-NH-1] (D-NH), 2025-02-11T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2025-05-19T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-05-21T00:00:00.000Z

## Provisions PRIA read

- Broader eligibility for rural small businesses: benefit, medium. The bill would add rural small businesses to two existing securities-law provisions that already name women-owned small businesses. This would extend those provisions to rural small businesses upon enactment. The bill would not create new programs, funding, or tax breaks, or guarantee that business…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-2102: Major Richard Star Act
- 119-hr-1329: Smithsonian American Women’s History Museum Act
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025

## Sources
- [119-hr-1190 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/1190)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-1329: Smithsonian American Women’s History Museum Act](https://policyrisk.com/legislation/119-hr-1329)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-1190 (as of 2026-10-16).