# 119-hr-1235: Federal Infrastructure Bank Act of 2025

119-hr-1235, Federal Infrastructure Bank Act of 2025, is a 119th Congress bill sponsored by Rep. Webster, Daniel [R-FL-11] (R-FL); status in_committee; PRIA reads it as touching household money (as of 2026-09-05).

- Canonical: https://policyrisk.com/legislation/119-hr-1235
- As of: 2026-09-05
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-1235
- Congress: 119
- Title: Federal Infrastructure Bank Act of 2025
- Status: in_committee
- Introduced: 2025-02-12
- Sponsor: Rep. Webster, Daniel [R-FL-11] (R-FL)
- Cosponsors: 3
- Policy area: Transportation and Public Works
- Touches household money: yes
- Last recorded action: 2026-09-05

## Summary

**The Federal Infrastructure Bank would create a new, federally chartered bank to provide long-term loans, equity investments, and loan guarantees for U.S. infrastructure projects.** It also creates a companion holding company and a 10 percent tax credit to encourage early private investment in that holding company.

## Cosponsors (3)

- Rep. Carbajal, Salud O. [D-CA-24] (D-CA), 2025-02-12T00:00:00.000Z
- Rep. Deluzio, Christopher R. [D-PA-17] (D-PA), 2025-02-21T00:00:00.000Z
- Rep. Stansbury, Melanie A. [D-NM-1] (D-NM), 2025-11-04T00:00:00.000Z

## Provisions PRIA read

- 10% credit for Bank investors: benefit, high. Investors would be able to claim a refundable tax credit equal to 10% of the original amount they paid for eligible Holding Company equity. A 10% credit would be available on the initial investment date and again in each of the next four years, if the investor still holds the shares on each credit…
- Financing for U.S. infrastructure projects: benefit, high. The Bank would be able to make equity investments, loans, and loan guarantees for revenue-producing projects in the U.S. Eligible sponsors would include companies, partnerships (including public‑private partnerships), trusts, states, and local governments. Projects could include highways, bridges,…
- Holding company bond sales and backstops: benefit, high. The Holding Company would be able to sell long‑term bonds, including 30‑year or longer maturities. The Federal Reserve and Treasury could buy these bonds, but Treasury’s holdings could not be more than 5% of all Holding Company bonds outstanding. The Bank could also pledge its loans at the Fed’s di…
- New infrastructure bank with safeguards: benefit, medium. This bill would set up a Federal Infrastructure Bank and a Holding Company. Treasury would pick a Formation Agent within 60 days of enactment, and the Holding Company would be created within 30 days after selection. A seven-member board with four-year terms would run it, and regional offices would…
- Tax exemption for Bank and Holding: benefit, medium. The Bank and its Holding Company would be exempt from most federal, state, and local taxes on their franchises, capital, reserves, surplus, advances, and income. Real estate they own would still be subject to regular property taxes. This would apply to taxable years ending on or after enactment.
- Advisory help for infrastructure projects: benefit, low. The Bank would act as a clearinghouse and could provide advisory help to project sponsors, states, and localities. This could make planning and financing easier and lower deal costs for smaller or first‑time sponsors.
- Limits on foreign ties and ownership: cost, medium. The Bank would be barred from funding projects outside the United States. It would also be barred from funding projects tied to the Chinese government, Communist Party, or military. Non‑U.S. persons could own no more than 25% in total of the Holding Company’s equity and bonds. The Holding Company c…

## Related bills

- 119-hr-4275: Coast Guard Authorization Act of 2025
- 119-hr-8870: BUILD America 250 Act
- 119-hr-4669: FEMA Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act

## Sources
- [119-hr-1235 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/1235)

## Related
- [119-hr-4275: Coast Guard Authorization Act of 2025](https://policyrisk.com/legislation/119-hr-4275)
- [119-hr-8870: BUILD America 250 Act](https://policyrisk.com/legislation/119-hr-8870)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-1235 (as of 2026-09-05).