# 119-hr-1245: Disaster Survivors Fairness Act of 2025

119-hr-1245, Disaster Survivors Fairness Act of 2025, is a 119th Congress bill sponsored by Rep. Edwards, Chuck [R-NC-11] (R-NC); status in_committee; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-1245
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-1245
- Congress: 119
- Title: Disaster Survivors Fairness Act of 2025
- Status: in_committee
- Introduced: 2025-02-12
- Sponsor: Rep. Edwards, Chuck [R-NC-11] (R-NC)
- Cosponsors: 8
- Policy area: Emergency Management
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

This bill creates a **unified disaster application system** to streamline federal disaster aid, protect privacy, and better detect fraud. It also pilots state-managed housing recovery with a 75% minimum federal share and sets caps on administrative costs. - Families and renters: Survivors can apply once online, get status updates, update information, and find recovery resources. Renters get expanded rental-assistance coverage and a required renters’ equity study due in one year. - State and tribal governments and grantees: Creates a state-managed housing pilot that must include clear housing plans and offers a federal cost share floor of 75% for specified assistance. It caps management and overhead at 12% or 15% depending on the grant type. - FEMA, transparency, and oversight: FEMA must publish an interactive individual-assistance dashboard within 90 days after a major disaster and deliver a detailed report within 180 days after enactment showing approval and denial patterns by income. The bill also requires GAO and Comptroller General studies and mandates privacy and federal security standards for the data system.

## Cosponsors (8)

- Rep. Titus, Dina [D-NV-1] (D-NV), 2025-02-12T00:00:00.000Z
- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2025-02-12T00:00:00.000Z
- Rep. Tokuda, Jill N. [D-HI-2] (D-HI), 2025-02-12T00:00:00.000Z
- Rep. Sherman, Brad [D-CA-32] (D-CA), 2025-02-12T00:00:00.000Z
- Rep. Neguse, Joe [D-CO-2] (D-CO), 2025-02-12T00:00:00.000Z
- Rep. Case, Ed [D-HI-1] (D-HI), 2025-02-18T00:00:00.000Z
- Rep. Feenstra, Randy [R-IA-4] (R-IA), 2025-04-17T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-08-29T00:00:00.000Z

## Provisions PRIA read

- More repair and rent help after disasters: benefit, high. This bill would widen help to fix homes and prevent future damage. If your primary home is damaged by a major disaster, you could get repair funds. You could also get cost‑effective mitigation for the home, utilities, or residential infrastructure. FEMA could give direct help when regular aid canno…
- One application and public disaster aid dashboards: benefit, high. This bill would create one online application for federal disaster help. FEMA would run it under strict data security and privacy rules, and could temporarily waive some paperwork during a declared disaster with public notice. Within 90 days of a major disaster, FEMA would post a public dashboard w…
- Temporary shelter help for emergency responders: benefit, medium. This bill would let FEMA reimburse states, tribes, and local governments to shelter emergency responders and people in their household. The help could be for exclusive‑use congregate or non‑congregate sites. The Governor must find that damage disrupts emergency protective work in the area. FEMA cou…
- State‑run housing aid with higher federal share: benefit, medium. This bill would let states run more of the housing aid after disasters. The federal share for certain housing help in the pilot would be at least 75%. States would have to explain how they will help survivors make a permanent housing plan and, when possible, offer choice of communities and properti…
- Independent reviews of FEMA fairness and fraud: benefit, medium. This bill would direct the Government Accountability Office to review key FEMA practices. GAO would compare FEMA's damage assessments to private insurers, check assessor training, and compare estimates for higher‑ and lower‑income homeowners. GAO would study identity theft and improper payments in…
- New caps on disaster grant overhead: mixed, medium. This bill would cap how much grantees can claim for overhead on some disaster grants. For state‑managed individual assistance, management costs would be capped at 12% of the award. For crisis counseling, training, and case management, grantees and subgrantees together could claim up to 15%. These l…
- New rules apply only to new funds: mixed, low. This bill would apply several changes only to money Congress appropriates after enactment. That includes the expanded repair and mitigation aid, state housing pilot updates, the new management‑cost caps, funding for state recovery websites, and shelter help for responders. Earlier appropriations wo…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-2048: Metastatic Breast Cancer Access to Care Act

## Sources
- [119-hr-1245 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/1245)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-2048: Metastatic Breast Cancer Access to Care Act](https://policyrisk.com/legislation/119-hr-2048)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-1245 (as of 2026-04-21).
