# 119-hr-1653: Civil Investigative Demand Reform Act of 2025

119-hr-1653, Civil Investigative Demand Reform Act of 2025, is a 119th Congress bill sponsored by Rep. Barr, Andy [R-KY-6] (R-KY); status in_committee; PRIA reads it as touching household money (as of 2026-10-22).

- Canonical: https://policyrisk.com/legislation/119-hr-1653
- As of: 2026-10-22
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-1653
- Congress: 119
- Title: Civil Investigative Demand Reform Act of 2025
- Status: in_committee
- Introduced: 2025-02-27
- Sponsor: Rep. Barr, Andy [R-KY-6] (R-KY)
- Cosponsors: 6
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-10-22

## Summary

**Reforms to the CFPB's civil investigative demand process.** This bill would add clear time limits, require factual specificity in demands, create a formal attorney Q&A process with firm response deadlines, expand petition confidentiality, broaden grounds to set aside demands, and allow courts to review denials. - People and companies who receive CFPB demands would get clearer notice and a statutory deadline. CIDs would generally have to be issued within 6 years of the alleged violation. - Attorneys representing targets could submit written questions about a CID's scope and must receive a Bureau response within 20 days or by the CID return date. The Bureau may extend the return date and the deadline to petition when it answers those questions. - Petitioners would have the contents of their petitions treated as confidential. Courts could set aside a CID for failure to follow the statute, for constitutional or legal rights, or for undue burden, duplication, or availability from a less burdensome source. - Denials of Bureau petitions to modify or set aside a CID could be reviewed by a court, creating a direct judicial path for CID disputes.

## Cosponsors (6)

- Rep. Gonzalez, Vicente [D-TX-34] (D-TX), 2025-02-27T00:00:00.000Z
- Rep. Moskowitz, Jared [D-FL-23] (D-FL), 2025-02-27T00:00:00.000Z
- Rep. Timmons, William R. [R-SC-4] (R-SC), 2025-03-03T00:00:00.000Z
- Rep. Wagner, Ann [R-MO-2] (R-MO), 2025-06-26T00:00:00.000Z
- Rep. Meuser, Daniel [R-PA-9] (R-PA), 2025-06-26T00:00:00.000Z
- Rep. Moore, Tim [R-NC-14] (R-NC), 2025-07-16T00:00:00.000Z

## Provisions PRIA read

- New limits on CFPB investigative demands: benefit, medium. This bill would change how the Consumer Financial Protection Bureau issues and handles civil investigative demands (CIDs). It would require a CID to be issued no later than 6 years after the alleged violation. It would require the CID to cite specific facts about the conduct. An attorney advising a…

## Related bills

- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025
- 119-hr-909: Crime Victims Fund Stabilization Act of 2025
- 119-hr-137: TCJA Permanency Act
- 119-hr-6955: Main Street Capital Access Act
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-9250: Great American Outdoors Act 250

## Sources
- [119-hr-1653 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/1653)

## Related
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [119-hr-909: Crime Victims Fund Stabilization Act of 2025](https://policyrisk.com/legislation/119-hr-909)
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-9250: Great American Outdoors Act 250](https://policyrisk.com/legislation/119-hr-9250)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-1653 (as of 2026-10-22).